GSP Finance Co (Bangladesh) (DHA:GSPFINANCE) Retained Earnings: BDT-4,059.04 Mil (As of Sep. 2025)

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DHA:GSPFINANCE GSP Finance Co (Bangladesh) Ltd DHA:GSPFINANCE
26 GF Score
Price BDT4.20
! 3 Warning Signs
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What is GSP Finance Co (Bangladesh) Retained Earnings?

GSP Finance Co (Bangladesh) DHA:GSPFINANCE +5.00% 26 Retained Earnings is BDT-4,059.04 Mil as of Sep. 2025. GuruFocus rates DHA:GSPFINANCE with a GF Score™ of 26/100. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. GSP Finance Co (Bangladesh)'s retained earnings for the quarter that ended in Sep. 2025 was BDT-4,059.04 Mil.

GSP Finance Co (Bangladesh)'s quarterly retained earnings declined from Mar. 2025 (BDT-3,549.02 Mil) to Jun. 2025 (BDT-3,993.19 Mil) and declined from Jun. 2025 (BDT-3,993.19 Mil) to Sep. 2025 (BDT-4,059.04 Mil).

GSP Finance Co (Bangladesh)'s annual retained earnings declined from Dec. 2022 (BDT141.70 Mil) to Dec. 2023 (BDT-1,387.03 Mil) and declined from Dec. 2023 (BDT-1,387.03 Mil) to Dec. 2024 (BDT-3,239.24 Mil).


GSP Finance Co (Bangladesh)  (DHA:GSPFINANCE) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


GSP Finance Co (Bangladesh) Retained Earnings Historical Data

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The historical data trend for GSP Finance Co (Bangladesh)'s Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GSP Finance Co (Bangladesh) Retained Earnings Chart

GSP Finance Co (Bangladesh) Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 173.83 311.99 141.70 -1,387.03 -3,239.24

GSP Finance Co (Bangladesh) Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2,172.18 -3,239.24 -3,549.02 -3,993.19 -4,059.04
DHA:GSPFINANCE
26GF Score
GSP Finance Co (Bangladesh) Ltd DHA:GSPFINANCE
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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GSP Finance Co (Bangladesh) Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT-4,059.04 Mil mean?
GSP Finance Co (Bangladesh) (DHA:GSPFINANCE) has a Retained Earnings of BDT-4,059.04 Mil as of Sep. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on GSP Finance Co (Bangladesh) and its competitors.
Is GSP Finance Co (Bangladesh)'s Retained Earnings too high?
GSP Finance Co (Bangladesh)'s current Retained Earnings is BDT-4,059.04 Mil. Overall, GSP Finance Co (Bangladesh) has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does GSP Finance Co (Bangladesh)'s Retained Earnings compare to FRHC and VOYA?
GSP Finance Co (Bangladesh)'s Retained Earnings of BDT-4,059.04 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Diversified Financial Services company?
A good Retained Earnings depends on the Diversified Financial Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on GSP Finance Co (Bangladesh) and its competitors. GSP Finance Co (Bangladesh)'s current Retained Earnings is BDT-4,059.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GSP Finance Co (Bangladesh) stock overvalued right now?
GSP Finance Co (Bangladesh) (DHA:GSPFINANCE) has a current Retained Earnings of BDT-4,059.04 Mil. The current Retained Earnings is BDT-4,059.04 Mil. GSP Finance Co (Bangladesh)'s overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For GSP Finance Co (Bangladesh) (DHA:GSPFINANCE), the current Retained Earnings is BDT-4,059.04 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

GSP Finance Co (Bangladesh) Business Description

Address Mymensingh Road, 1, Paribagh, Dhaka, BGD, 1000
GSP Finance Co (Bangladesh) Ltd provides financial products and services. The company activities include lease finance, term finance, working capital finance, bridge/equity finance, syndication finance, SME finance, and term deposits, among others. It is also engaged in providing merchant banking services.
26GF Score

Get the complete analysis for DHA:GSPFINANCE

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT4.20
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