ValaFRA:2JY 34 Pretax Margin % is 407.09% as of Dec. 2025, which is 289% above its 10-year median of 104.54. GuruFocus rates FRA:2JY with a GF Score™ of 34/100. Among 533 Credit Services companies, Vala ranks better than 99.44% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Vala's Pre-Tax Income for the
six
months ended in Dec. 2025 was €-12.29 Mil. Vala's Revenue for the
six
months ended in Dec. 2025 was €-3.02 Mil. Therefore, Vala's pretax margin for the quarter that ended in Dec. 2025 was 407.09%.
The historical rank and industry rank for Vala's Pretax Margin % or its related term are showing as below:
FRA:2JY'
s Pretax Margin % Range Over the Past 10 Years
Min: -1919.37 Med: 104.54 Max: 2240.42
Current: 886.28
FRA:2JY's Pretax Margin % is ranked better than 99.44% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs FRA:2JY: 886.28
Vala (FRA:2JY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Vala Pretax Margin % Related Terms
Vala Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Vala's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vala's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vala Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vala's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Vala's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vala (FRA:2JY) has a Pretax Margin % of 407.09% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Vala and its competitors. This is 289% above median its historical median of 104.54. According to the industry distribution chart, Vala ranks #3 out of 533 companies in the Credit Services industry, placing it in the top 0.59999999999999%.
Is Vala's Pretax Margin % too high?
Vala's current Pretax Margin % of 407.09% is 289% above median its 10-year median of 104.54. The Credit Services industry median Pretax Margin % is 20.02. Vala's value of 407.09% is 1933.4% above this industry median. Based on the distribution chart, Vala ranks #3 out of 533 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Vala has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Vala's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Vala ranks #3 out of 533 companies for Pretax Margin %. This places Vala in the top 1% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.02. Vala's value of 407.09% is 1933.4% above this benchmark. While the company's 10-year median is 104.54 vs. the industry median of 20.02, Vala has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vala's current Pretax Margin % of 407.09% is 1933.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Vala and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vala's current Pretax Margin % is 407.09%, which is 289% above median its own 10-year median of 104.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vala stock overvalued right now?
Vala (FRA:2JY) has a current Pretax Margin % of 407.09%. The current Pretax Margin % is 407.09%, which is 289% above median its 10-year median of 104.54 and 1933.4% above the Credit Services industry median of 20.02. Vala's overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Vala (FRA:2JY), the current Pretax Margin % is 407.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vala Inc is an investment holding company. Along with its subsidiaries, the company is principally engaged in the provision of valalife business, SaaS services, financial technology services and Children's entertainment business in the People's Republic of China. The Group has three reportable segments: the valalife business, the SaaS business and the credit facilitation business. The company operates in Mainland China.
34GF Score
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