Nanto BankTSE:8367 +1.84%45 Pretax Margin % is 26.31% as of Mar. 2026, which is 5% above its 10-year median of 25.17. GuruFocus rates TSE:8367 with a GF Score™ of 45/100 and a GF Value™ of 円872.43 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Nanto Bank ranks worse than 63.02% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Nanto Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was 円5,754 Mil. Nanto Bank's Revenue for the
three
months ended in Mar. 2026 was 円21,872 Mil. Therefore, Nanto Bank's pretax margin for the quarter that ended in Mar. 2026 was 26.31%.
The historical rank and industry rank for Nanto Bank's Pretax Margin % or its related term are showing as below:
TSE:8367'
s Pretax Margin % Range Over the Past 10 Years
Min: 8.78 Med: 25.17 Max: 29.95
Current: 29.95
TSE:8367's Pretax Margin % is ranked worse than 63.02% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs TSE:8367: 29.95
Nanto Bank (TSE:8367) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Nanto Bank Pretax Margin % Related Terms
Nanto Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Nanto Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nanto Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nanto Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nanto Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Nanto Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nanto Bank (TSE:8367) has a Pretax Margin % of 26.31% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nanto Bank and its competitors. This is near median its historical median of 25.17. Over the past decade, Nanto Bank's Pretax Margin % has ranged from 8.78 to 29.95. According to the industry distribution chart, Nanto Bank ranks #963 out of 1528 companies in the Banks industry, placing it in the top 63%.
Is Nanto Bank's Pretax Margin % too high?
Nanto Bank's current Pretax Margin % of 26.31% is near median its 10-year median of 25.17. Over the past 10 years, this metric has ranged from a low of 8.78 to a high of 29.95. The Banks industry median Pretax Margin % is 34.72. Nanto Bank's value of 26.31% is 24.2% below this industry median. Based on the distribution chart, Nanto Bank ranks #963 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Nanto Bank has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nanto Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Nanto Bank ranks #963 out of 1528 companies for Pretax Margin %. This places Nanto Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Nanto Bank's value of 26.31% is 24.2% below this benchmark. Historically, Nanto Bank's own Pretax Margin % has ranged from 8.78 to 29.95 over the past decade. While the company's 10-year median is 25.17 vs. the industry median of 34.72, Nanto Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nanto Bank's current Pretax Margin % of 26.31% is 24.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nanto Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nanto Bank's current Pretax Margin % is 26.31%, which is near median its own 10-year median of 25.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nanto Bank stock overvalued right now?
Based on GuruFocus' analysis, Nanto Bank (TSE:8367) is currently considered Significantly Overvalued. The stock's GF Value™ is 円872.43, compared to a current price of 円1,824.00 — trading 109.1% above its estimated fair value. The current Pretax Margin % is 26.31%, which is near median its 10-year median of 25.17 and 24.2% below the Banks industry median of 34.72. Nanto Bank's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Nanto Bank (TSE:8367), the current Pretax Margin % is 26.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nanto Bank (TSE:8367) Overvalued in 2026?
Based on GuruFocus' analysis, Nanto Bank stock appears to be overvalued.
The current stock price of 円1,824.00 is trading 109.1% above its estimated GF Value™ of 円872.43.
GuruFocus considers Nanto Bank to be Significantly Overvalued.
Key valuation signals for TSE:8367:
Pretax Margin %: 26.31% (near median its 10-year median of 25.17)
GF Value™: 円872.43 vs. price of 円1,824.00 (109.1% above fair value)
Industry Position: 24.2% below the Banks median (#963 of 1528)
No single metric tells the full story. See the TSE:8367 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nanto Bank Ltd is a Japanese regional bank operating primarily in the Nara Prefecture, but extending to neighboring prefectures in Japan. The bank reports earnings through two segments: banking and securities, and leasing. It also operates a credit guarantee, computer software development and service, and a credit card business. The bank's strategy emphasizes regional market penetration. Most of the bank's earning assets are in loans and bills discounted and securities. Nanto Bank generates a majority of income through net interest income, followed by fees and commissions.
45GF Score
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