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Nanto BankTSE:8367 -5.79%49 5-Year Yield-on-Cost % is 6.73 as of Jul. 19, 2026, which is 23% below its 10-year median of 8.75. GuruFocus rates TSE:8367 with a GF Score™ of 49/100 and a GF Value™ of 円876.97 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,259 Banks companies, Nanto Bank ranks better than 77.05% on this metric.
Nanto Bank's yield on cost for the quarter that ended in Mar. 2026 was 6.73.
The historical rank and industry rank for Nanto Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8367'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.12 Med: 8.75 Max: 14.22
Current: 6.73
During the past 13 years, Nanto Bank's highest Yield on Cost was 14.22. The lowest was 4.12. And the median was 8.75.
TSE:8367's 5-Year Yield-on-Cost % is ranked better than 77.05% of 1259
companies
in the Banks industry
Industry Median: 3.86
vs TSE:8367: 6.73
Nanto Bank (TSE:8367) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Nanto Bank 5-Year Yield-on-Cost % Related Terms
Nanto Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Nanto Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nanto Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Nanto Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Nanto Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Nanto Bank is calculated as
Nanto Bank (TSE:8367) has a 5-Year Yield-on-Cost % of 6.73 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nanto Bank and its competitors. This is 23% below median its historical median of 8.75. Over the past decade, Nanto Bank's 5-Year Yield-on-Cost % has ranged from 4.12 to 14.22. According to the industry distribution chart, Nanto Bank ranks #289 out of 1259 companies in the Banks industry, placing it in the top 23%.
Is Nanto Bank's 5-Year Yield-on-Cost % too high?
Nanto Bank's current 5-Year Yield-on-Cost % of 6.73 is 23% below median its 10-year median of 8.75. Over the past 10 years, this metric has ranged from a low of 4.12 to a high of 14.22. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Nanto Bank's value of 6.73 is 74.4% above this industry median. Based on the distribution chart, Nanto Bank ranks #289 out of 1259 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nanto Bank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nanto Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Nanto Bank ranks #289 out of 1259 companies for 5-Year Yield-on-Cost %. This places Nanto Bank in the top 23% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.86. Nanto Bank's value of 6.73 is 74.4% above this benchmark. Historically, Nanto Bank's own 5-Year Yield-on-Cost % has ranged from 4.12 to 14.22 over the past decade. While the company's 10-year median is 8.75 vs. the industry median of 3.86, Nanto Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,259 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nanto Bank's current 5-Year Yield-on-Cost % of 6.73 is 74.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nanto Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nanto Bank's current 5-Year Yield-on-Cost % is 6.73, which is 23% below median its own 10-year median of 8.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nanto Bank stock overvalued right now?
Based on GuruFocus' analysis, Nanto Bank (TSE:8367) is currently considered Significantly Overvalued. The stock's GF Value™ is 円876.97, compared to a current price of 円1,791.00 — trading 104.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.73, which is 23% below median its 10-year median of 8.75 and 74.4% above the Banks industry median of 3.86. Nanto Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Nanto Bank (TSE:8367), the current 5-Year Yield-on-Cost % is 6.73 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nanto Bank (TSE:8367) Overvalued in 2026?
Based on GuruFocus' analysis, Nanto Bank stock appears to be overvalued.
The current stock price of 円1,791.00 is trading 104.2% above its estimated GF Value™ of 円876.97.
GuruFocus considers Nanto Bank to be Significantly Overvalued.
Key valuation signals for TSE:8367:
5-Year Yield-on-Cost %: 6.73 (23% below median its 10-year median of 8.75)
GF Value™: 円876.97 vs. price of 円1,791.00 (104.2% above fair value)
Industry Position: 74.4% above the Banks median (#289 of 1259)
No single metric tells the full story. See the TSE:8367 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nanto Bank Ltd is a Japanese regional bank operating primarily in the Nara Prefecture, but extending to neighboring prefectures in Japan. The bank reports earnings through two segments: banking and securities, and leasing. It also operates a credit guarantee, computer software development and service, and a credit card business. The bank's strategy emphasizes regional market penetration. Most of the bank's earning assets are in loans and bills discounted and securities. Nanto Bank generates a majority of income through net interest income, followed by fees and commissions.
49GF Score
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