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Nanto BankTSE:8367 -1.79%52 Debt-to-Equity is 0.95 as of Mar. 2026, which is 7% below its 10-year median of 1.02. GuruFocus rates TSE:8367 with a GF Score™ of 52/100 and a GF Value™ of 円882.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,422 Banks companies, Nanto Bank ranks worse than 62.59% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Nanto Bank's Debt-to-Equity or its related term are showing as below:
TSE:8367'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.58 Med: 1.02 Max: 3.11
Current: 0.87
During the past 13 years, the highest Debt-to-Equity Ratio of Nanto Bank was 3.11. The lowest was 0.58. And the median was 1.02.
TSE:8367's Debt-to-Equity is ranked worse than 62.59% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs TSE:8367: 0.87
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Nanto Bank Debt-to-Equity Related Terms
Nanto Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Nanto Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nanto Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nanto Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Nanto Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Nanto Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nanto Bank (TSE:8367) has a Debt-to-Equity of 0.95 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Nanto Bank and its competitors. This is near median its historical median of 1.02. Over the past decade, Nanto Bank's Debt-to-Equity has ranged from 0.58 to 3.11. According to the industry distribution chart, Nanto Bank ranks #890 out of 1422 companies in the Banks industry, placing it in the top 62.6%.
Is Nanto Bank's Debt-to-Equity too high?
Nanto Bank's current Debt-to-Equity of 0.95 is near median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 3.11. The Banks industry median Debt-to-Equity is 0.58. Nanto Bank's value of 0.95 is 63.8% above this industry median. Based on the distribution chart, Nanto Bank ranks #890 out of 1422 companies in the Banks industry, which is below the industry midpoint. Overall, Nanto Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nanto Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Nanto Bank ranks #890 out of 1422 companies for Debt-to-Equity. This places Nanto Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Nanto Bank's value of 0.95 is 63.8% above this benchmark. Historically, Nanto Bank's own Debt-to-Equity has ranged from 0.58 to 3.11 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 0.58, Nanto Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nanto Bank's current Debt-to-Equity of 0.95 is 63.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Nanto Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nanto Bank's current Debt-to-Equity is 0.95, which is near median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nanto Bank stock overvalued right now?
Based on GuruFocus' analysis, Nanto Bank (TSE:8367) is currently considered Significantly Overvalued. The stock's GF Value™ is 円882.57, compared to a current price of 円1,808.00 — trading 104.9% above its estimated fair value. The current Debt-to-Equity is 0.95, which is near median its 10-year median of 1.02 and 63.8% above the Banks industry median of 0.58. Nanto Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Nanto Bank (TSE:8367), the current Debt-to-Equity is 0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nanto Bank (TSE:8367) Overvalued in 2026?
Based on GuruFocus' analysis, Nanto Bank stock appears to be overvalued.
The current stock price of 円1,808.00 is trading 104.9% above its estimated GF Value™ of 円882.57.
GuruFocus considers Nanto Bank to be Significantly Overvalued.
Key valuation signals for TSE:8367:
Debt-to-Equity: 0.95 (near median its 10-year median of 1.02)
GF Value™: 円882.57 vs. price of 円1,808.00 (104.9% above fair value)
Industry Position: 63.8% above the Banks median (#890 of 1422)
No single metric tells the full story. See the TSE:8367 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nanto Bank Ltd is a Japanese regional bank operating primarily in the Nara Prefecture, but extending to neighboring prefectures in Japan. The bank reports earnings through two segments: banking and securities, and leasing. It also operates a credit guarantee, computer software development and service, and a credit card business. The bank's strategy emphasizes regional market penetration. Most of the bank's earning assets are in loans and bills discounted and securities. Nanto Bank generates a majority of income through net interest income, followed by fees and commissions.
52GF Score
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