Nova Banka AD (XBLB:NOVB-R-E) Pretax Margin %: 50.86% (As of Dec. 2024)

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What is Nova Banka AD Pretax Margin %?

Nova Banka AD XBLB:NOVB-R-E Pretax Margin % is 50.86% as of Dec. 2024.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Nova Banka AD's Pre-Tax Income for the six months ended in Dec. 2024 was BAM72.1 Mil. Nova Banka AD's Revenue for the six months ended in Dec. 2024 was BAM141.8 Mil. Therefore, Nova Banka AD's pretax margin for the quarter that ended in Dec. 2024 was 50.86%.

The historical rank and industry rank for Nova Banka AD's Pretax Margin % or its related term are showing as below:

XBLB:NOVB-R-E's Pretax Margin % is not ranked ^*
in the Banks industry.
Industry Median: 34.67
* Ranked among companies with meaningful Pretax Margin % only.

Nova Banka AD (XBLB:NOVB-R-E) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Nova Banka AD Pretax Margin % Related Terms

Nova Banka AD Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Nova Banka AD's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nova Banka AD Pretax Margin % Chart

Nova Banka AD Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Pretax Margin %

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15.16

26.19

67.14

42.63

52.58

Nova Banka AD Semi-Annual Data
	Dec14	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24
Pretax Margin %	Get a 7-Day Free Trial															74.30	39.44	44.22	55.40	50.86

Nova Banka AD Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Nova Banka AD's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nova Banka AD Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nova Banka AD's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Nova Banka AD's Pretax Margin % falls into.

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Nova Banka AD Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Nova Banka AD's Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin	=	Pre-Tax Income (A: Dec. 2024 )	/	Revenue (A: Dec. 2024 )
	=	120.063	/	228.35
	=	52.58 %

Nova Banka AD's Pretax Margin for the quarter that ended in Dec. 2024 is calculated as

Pretax Margin	=	Pre-Tax Income (Q: Dec. 2024 )	/	Revenue (Q: Dec. 2024 )
	=	72.116	/	141.797
	=	50.86 %

Frequently Asked Questions Learn more about Pretax Margin % →

What does a Pretax Margin % of 50.86% mean?

Nova Banka AD (XBLB:NOVB-R-E) has a Pretax Margin % of 50.86% as of Dec. 2024. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nova Banka AD and its competitors.

Is Nova Banka AD's Pretax Margin % too high?

Nova Banka AD's current Pretax Margin % is 50.86%. The Banks industry median Pretax Margin % is 34.67. Nova Banka AD's value of 50.86% is 46.7% above this industry median.

How does Nova Banka AD's Pretax Margin % compare to competitors?

Nova Banka AD's Pretax Margin % of 50.86% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.67. Nova Banka AD's value of 50.86% is 46.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Pretax Margin % for a Banks company?

The median Pretax Margin % among Banks companies is 34.67, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nova Banka AD's current Pretax Margin % of 50.86% is 46.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Pretax Margin % mean?

A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nova Banka AD and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Banka AD's current Pretax Margin % is 50.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Nova Banka AD stock overvalued right now?

Nova Banka AD (XBLB:NOVB-R-E) has a current Pretax Margin % of 50.86%. The current Pretax Margin % is 50.86% and 46.7% above the Banks industry median of 34.67. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Pretax Margin % calculated?

Pretax Margin % is calculated from a company's financial statements. For Nova Banka AD (XBLB:NOVB-R-E), the current Pretax Margin % is 50.86% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nova Banka AD Business Description

Industry Financial Services Banks

Comparable Companies FRA:RTML MIC:KUZB WAR:CFS XGUA:PCD OSL:SOGN OSL:HSPG OSL:LSTSB-ME OSL:NISB-ME OSL:AASB-ME OCSE:HVID LSE:MFX OSL:SUSB-ME OSL:TYSB-ME LSE:CIHL OSL:SNOR OCSE:NRDF OSL:SKUE OCSE:TOTA OSL:VVL OCSE:MNBA

Address 37A Kralja Alfonsa XIII Street, Banja Luka, BIH, 78 000

Website https://www.novabanka.com

Nova Banka AD is engaged in providing banking services. The services include loans, documentary work, deposits and savings, payment transactions and money transfers, and currency exchange transactions. The bank also provides non-banking activities such as broker operations, custody operations, factoring, and forfeiting. Its operating segments include Corporate, Retail, Financial market, and others.