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BYLD Capital FinanceBOM:511730 +4.95%29 Quick Ratio is 12.97 as of Mar. 2026, which is 11% below its 10-year median of 14.59. GuruFocus rates BOM:511730 with a GF Score™ of 29/100. The stock has 4 warning signs investors should review. Among 396 Credit Services companies, BYLD Capital Finance ranks better than 58.08% on this metric.
BYLD Capital Finance has a quick ratio of 12.97. It generally indicates good short-term financial strength.
The historical rank and industry rank for BYLD Capital Finance's Quick Ratio or its related term are showing as below:
BOM:511730'
s Quick Ratio Range Over the Past 10 Years
Min: 5.07 Med: 14.59 Max: 108.68
Current: 12.97
During the past 13 years, BYLD Capital Finance's highest Quick Ratio was 108.68. The lowest was 5.07. And the median was 14.59.
BOM:511730's Quick Ratio is ranked better than 58.08% of 396
companies
in the Credit Services industry
Industry Median: 4.71
vs BOM:511730: 12.97
BYLD Capital Finance (BOM:511730) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
BYLD Capital Finance Quick Ratio Related Terms
BYLD Capital Finance Quick Ratio Historical Data
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The historical data trend for BYLD Capital Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, BYLD Capital Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BYLD Capital Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, BYLD Capital Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where BYLD Capital Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
BYLD Capital Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BYLD Capital Finance (BOM:511730) has a Quick Ratio of 12.97 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on BYLD Capital Finance and its competitors. This is 11% below median its historical median of 14.59. Over the past decade, BYLD Capital Finance's Quick Ratio has ranged from 5.07 to 108.68. According to the industry distribution chart, BYLD Capital Finance ranks #166 out of 396 companies in the Credit Services industry, placing it in the top 41.9%.
Is BYLD Capital Finance's Quick Ratio too high?
BYLD Capital Finance's current Quick Ratio of 12.97 is 11% below median its 10-year median of 14.59. Over the past 10 years, this metric has ranged from a low of 5.07 to a high of 108.68. The Credit Services industry median Quick Ratio is 4.71. BYLD Capital Finance's value of 12.97 is 175.4% above this industry median. Based on the distribution chart, BYLD Capital Finance ranks #166 out of 396 companies in the Credit Services industry, which is above the industry midpoint. Overall, BYLD Capital Finance has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does BYLD Capital Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, BYLD Capital Finance ranks #166 out of 396 companies for Quick Ratio. This puts BYLD Capital Finance in the upper half of its industry. The industry median Quick Ratio is 4.71. BYLD Capital Finance's value of 12.97 is 175.4% above this benchmark. Historically, BYLD Capital Finance's own Quick Ratio has ranged from 5.07 to 108.68 over the past decade. While the company's 10-year median is 14.59 vs. the industry median of 4.71, BYLD Capital Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.71, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BYLD Capital Finance's current Quick Ratio of 12.97 is 175.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on BYLD Capital Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BYLD Capital Finance's current Quick Ratio is 12.97, which is 11% below median its own 10-year median of 14.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BYLD Capital Finance stock overvalued right now?
BYLD Capital Finance (BOM:511730) has a current Quick Ratio of 12.97. The current Quick Ratio is 12.97, which is 11% below median its 10-year median of 14.59 and 175.4% above the Credit Services industry median of 4.71. BYLD Capital Finance's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For BYLD Capital Finance (BOM:511730), the current Quick Ratio is 12.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
BYLD Capital Finance Ltd, formerly known as Avasara Finance Ltd, operates as a Non-Banking Financial Company (NBFC). It is engaged in the business of Loan Finance. The Company has a single reportable segment: investment and related consultancy services based on the nature of services, resource allocation, regulatory environment, customers, and distribution methods.
29GF Score
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