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Vintage SecuritiesBOM:531051 35 Quick Ratio is 36.58 as of Mar. 2026, which is 63% below its 10-year median of 98.94. GuruFocus rates BOM:531051 with a GF Score™ of 35/100. The stock has 1 warning sign investors should review. Among 400 Credit Services companies, Vintage Securities ranks better than 71.5% on this metric.
Vintage Securities (BOM:531051) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Vintage Securities Quick Ratio Related Terms
Vintage Securities Quick Ratio Historical Data
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The historical data trend for Vintage Securities's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vintage Securities's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vintage Securities Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vintage Securities's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Vintage Securities's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Vintage Securities's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vintage Securities (BOM:531051) has a Quick Ratio of 36.58 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Vintage Securities and its competitors. This is 63% below median its historical median of 98.94. Over the past decade, Vintage Securities' Quick Ratio has ranged from 0.89 to 2,515.34. According to the industry distribution chart, Vintage Securities ranks #114 out of 400 companies in the Credit Services industry, placing it in the top 28.5%.
Is Vintage Securities' Quick Ratio too high?
Vintage Securities' current Quick Ratio of 36.58 is 63% below median its 10-year median of 98.94. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 2,515.34. The Credit Services industry median Quick Ratio is 3.53. Vintage Securities' value of 36.58 is 937.7% above this industry median. Based on the distribution chart, Vintage Securities ranks #114 out of 400 companies in the Credit Services industry, which is above the industry midpoint. Overall, Vintage Securities has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Vintage Securities' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Vintage Securities ranks #114 out of 400 companies for Quick Ratio. This puts Vintage Securities in the upper half of its industry. The industry median Quick Ratio is 3.53. Vintage Securities' value of 36.58 is 937.7% above this benchmark. Historically, Vintage Securities' own Quick Ratio has ranged from 0.89 to 2,515.34 over the past decade. While the company's 10-year median is 98.94 vs. the industry median of 3.53, Vintage Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.53, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vintage Securities's current Quick Ratio of 36.58 is 937.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Vintage Securities and its competitors. For the Credit Services industry, the median Quick Ratio is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vintage Securities's current Quick Ratio is 36.58, which is 63% below median its own 10-year median of 98.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vintage Securities stock overvalued right now?
Vintage Securities (BOM:531051) has a current Quick Ratio of 36.58. The current Quick Ratio is 36.58, which is 63% below median its 10-year median of 98.94 and 937.7% above the Credit Services industry median of 3.53. Vintage Securities' overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Vintage Securities (BOM:531051), the current Quick Ratio is 36.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vintage Securities Ltd is a non-banking finance company. It is engaged in the provision of financial activities and Real estate activities with owned or leased property. It has only one reporting segment which includes Investment and Loans.
35GF Score
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