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Vintage SecuritiesBOM:531051 65 Return-on-Tangible-Asset is 0.18% as of Jun. 2026, which is 500% above its 10-year median of 0.03. GuruFocus rates BOM:531051 with a GF Score™ of 65/100 and a GF Value™ of ₹35.50 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 554 Credit Services companies, Vintage Securities ranks worse than 62.45% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Vintage Securities's annualizedNet Income for the quarter that ended in Jun. 2026 was ₹0.29 Mil. Vintage Securities's average total tangible assets for the quarter that ended in Jun. 2026 was ₹160.69 Mil. Therefore, Vintage Securities's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 0.18%.
The historical rank and industry rank for Vintage Securities's Return-on-Tangible-Asset or its related term are showing as below:
BOM:531051'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.61 Med: 0.03 Max: 0.93
Current: 0.93
During the past 13 years, Vintage Securities's highest Return-on-Tangible-Asset was 0.93%. The lowest was -0.61%. And the median was 0.03%.
BOM:531051's Return-on-Tangible-Asset is ranked worse than 62.45% of 554
companies
in the Credit Services industry
Industry Median: 2.015
vs BOM:531051: 0.93
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Vintage Securities Return-on-Tangible-Asset Related Terms
Vintage Securities Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Vintage Securities's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531051 vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Vintage Securities's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vintage Securities Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vintage Securities's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Vintage Securities's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.18% mean?
Vintage Securities (BOM:531051) has a Return-on-Tangible-Asset of 0.18% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Vintage Securities and its competitors. This is 500% above median its historical median of 0.03. According to the industry distribution chart, Vintage Securities ranks #346 out of 554 companies in the Credit Services industry, placing it in the top 62.5%.
Is Vintage Securities' Return-on-Tangible-Asset too high?
Vintage Securities' current Return-on-Tangible-Asset of 0.18% is 500% above median its 10-year median of 0.03. The Credit Services industry median Return-on-Tangible-Asset is 2.02. Vintage Securities' value of 0.18% is 91.1% below this industry median. Based on the distribution chart, Vintage Securities ranks #346 out of 554 companies in the Credit Services industry, which is below the industry midpoint. Overall, Vintage Securities has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vintage Securities' Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Vintage Securities ranks #346 out of 554 companies for Return-on-Tangible-Asset. This places Vintage Securities in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.02. Vintage Securities' value of 0.18% is 91.1% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 2.02, Vintage Securities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 2.02, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vintage Securities's current Return-on-Tangible-Asset of 0.18% is 91.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Vintage Securities and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vintage Securities's current Return-on-Tangible-Asset is 0.18%, which is 500% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vintage Securities stock overvalued right now?
Based on GuruFocus' analysis, Vintage Securities (BOM:531051) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹35.50, compared to a current price of ₹13.89 — trading 60.9% below its estimated fair value. The current Return-on-Tangible-Asset is 0.18%, which is 500% above median its 10-year median of 0.03 and 91.1% below the Credit Services industry median of 2.02. Vintage Securities' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Vintage Securities (BOM:531051), the current Return-on-Tangible-Asset is 0.18% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vintage Securities (BOM:531051) Overvalued in 2026?
Based on GuruFocus' analysis, Vintage Securities stock appears to be undervalued.
The current stock price of ₹13.89 is trading 60.9% below its estimated GF Value™ of ₹35.50.
GuruFocus considers Vintage Securities to be Significantly Undervalued.
Key valuation signals for BOM:531051:
Return-on-Tangible-Asset: 0.18% (500% above median its 10-year median of 0.03)
GF Value™: ₹35.50 vs. price of ₹13.89 (60.9% below fair value)
Industry Position: 91.1% below the Credit Services median (#346 of 554)
No single metric tells the full story. See the BOM:531051 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vintage Securities Ltd is a non-banking finance company. It is engaged in the provision of financial activities and Real estate activities with owned or leased property. It has only one reporting segment which includes Investment and Loans.
65GF Score
Get the complete analysis for BOM:531051
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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