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Futuristic SolutionsBOM:534063 +4.48%66 Quick Ratio is 3.23 as of Mar. 2026, which is 7% above its 10-year median of 3.02. GuruFocus rates BOM:534063 with a GF Score™ of 66/100 and a GF Value™ of ₹186.41 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 398 Credit Services companies, Futuristic Solutions ranks worse than 54.52% on this metric.
Futuristic Solutions has a quick ratio of 3.23. It generally indicates good short-term financial strength.
The historical rank and industry rank for Futuristic Solutions's Quick Ratio or its related term are showing as below:
BOM:534063'
s Quick Ratio Range Over the Past 10 Years
Min: 0.63 Med: 3.02 Max: 19.53
Current: 3.23
During the past 13 years, Futuristic Solutions's highest Quick Ratio was 19.53. The lowest was 0.63. And the median was 3.02.
BOM:534063's Quick Ratio is ranked worse than 54.52% of 398
companies
in the Credit Services industry
Industry Median: 3.995
vs BOM:534063: 3.23
Futuristic Solutions (BOM:534063) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Futuristic Solutions Quick Ratio Related Terms
Futuristic Solutions Quick Ratio Historical Data
* Premium members only.
The historical data trend for Futuristic Solutions's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Futuristic Solutions's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Futuristic Solutions Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Futuristic Solutions's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Futuristic Solutions's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Futuristic Solutions's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Futuristic Solutions (BOM:534063) has a Quick Ratio of 3.23 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Futuristic Solutions and its competitors. This is near median its historical median of 3.02. Over the past decade, Futuristic Solutions' Quick Ratio has ranged from 0.63 to 19.53. According to the industry distribution chart, Futuristic Solutions ranks #217 out of 398 companies in the Credit Services industry, placing it in the top 54.5%.
Is Futuristic Solutions' Quick Ratio too high?
Futuristic Solutions' current Quick Ratio of 3.23 is near median its 10-year median of 3.02. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 19.53. The Credit Services industry median Quick Ratio is 4.00. Futuristic Solutions' value of 3.23 is 19.1% below this industry median. Based on the distribution chart, Futuristic Solutions ranks #217 out of 398 companies in the Credit Services industry, which is below the industry midpoint. Overall, Futuristic Solutions has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Futuristic Solutions' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Futuristic Solutions ranks #217 out of 398 companies for Quick Ratio. This places Futuristic Solutions in the lower half of its industry. The industry median Quick Ratio is 4.00. Futuristic Solutions' value of 3.23 is 19.1% below this benchmark. Historically, Futuristic Solutions' own Quick Ratio has ranged from 0.63 to 19.53 over the past decade. While the company's 10-year median is 3.02 vs. the industry median of 4.00, Futuristic Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.00, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Futuristic Solutions's current Quick Ratio of 3.23 is 19.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Futuristic Solutions and its competitors. For the Credit Services industry, the median Quick Ratio is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Futuristic Solutions's current Quick Ratio is 3.23, which is near median its own 10-year median of 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Futuristic Solutions stock overvalued right now?
Based on GuruFocus' analysis, Futuristic Solutions (BOM:534063) is currently considered Possible Value Trap. The stock's GF Value™ is ₹186.41, compared to a current price of ₹47.30 — trading 74.6% below its estimated fair value. The current Quick Ratio is 3.23, which is near median its 10-year median of 3.02 and 19.1% below the Credit Services industry median of 4.00. Futuristic Solutions' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Futuristic Solutions (BOM:534063), the current Quick Ratio is 3.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Futuristic Solutions (BOM:534063) Overvalued in 2026?
Based on GuruFocus' analysis, Futuristic Solutions stock appears to be undervalued.
The current stock price of ₹47.30 is trading 74.6% below its estimated GF Value™ of ₹186.41.
GuruFocus considers Futuristic Solutions to be Possible Value Trap.
Key valuation signals for BOM:534063:
Quick Ratio: 3.23 (near median its 10-year median of 3.02)
GF Value™: ₹186.41 vs. price of ₹47.30 (74.6% below fair value)
Industry Position: 19.1% below the Credit Services median (#217 of 398)
No single metric tells the full story. See the BOM:534063 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Futuristic Solutions Ltd is registered as a Non-Banking Financial Company with the Reserve Bank of India. The company is mainly engaged in providing recovery of disputed debts and granting of personal and business loans. It is also involved in buying loan portfolios from other NBFCs.
66GF Score
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