UniCredit SpA (MIL:UCG) Quick Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:UCG UniCredit SpA MIL:UCG
59 GF Score
Price €83.72
GF Value €44.55
Valuation Significantly Overvalued
! 7 Warning Signs
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What is UniCredit SpA Quick Ratio?

GuruFocus does not calculate Quick Ratio for banks and insurance companies.

MIL:UCG
59GF Score
UniCredit SpA MIL:UCG
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is UniCredit SpA (MIL:UCG) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit SpA stock appears to be overvalued. The current stock price of €83.72 is trading 87.9% above its estimated GF Value™ of €44.55. GuruFocus considers UniCredit SpA to be Significantly Overvalued.

Key valuation signals for MIL:UCG:

  • Quick Ratio:
  • GF Value™: €44.55 vs. price of €83.72 (87.9% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the MIL:UCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCredit SpA Business Description

Address Piazza Gae Aulenti 3, Tower A, Milan, ITA, 20154
UniCredit SpA is a major European commercial bank headquartered in Milan, Italy. It operates through a network spanning Italy, Germany, Austria, and Central and Eastern Europe, serving retail, corporate, and institutional clients. Its business segments include commercial banking, wealth management, and investment banking, with brands such as HypoVereinsbank in Germany and Bank Austria. The bank offers deposits, lending, payment services, asset management, and insurance products. Revenue is generated primarily from net interest income and fees from retail and corporate banking, complemented by trading and investment banking activities. UniCredit serves millions of retail customers, small and medium-sized enterprises, and large corporations across Europe, with a particularly strong presence in Italy, Germany, Austria, and CEE markets.
59GF Score

Get the complete analysis for MIL:UCG

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€83.72
Price
€44.55
GF Value