SMKG (Smart Card Marketing Systems) Quick Ratio: 0.15 (As of Mar. 2026) — 15% Above Median


What is Smart Card Marketing Systems Quick Ratio?

Smart Card Marketing Systems SMKG Quick Ratio is 0.15 as of Mar. 2026, which is 15% above its 10-year median of 0.13. The stock has 2 warning signs investors should review. Among 2,862 Software companies, Smart Card Marketing Systems ranks worse than 96.72% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Smart Card Marketing Systems's quick ratio for the quarter that ended in Mar. 2026 was 0.15.

Smart Card Marketing Systems has a quick ratio of 0.15. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for Smart Card Marketing Systems's Quick Ratio or its related term are showing as below:

SMKG' s Quick Ratio Range Over the Past 10 Years
Min: 0.03   Med: 0.13   Max: 0.18
Current: 0.15

During the past 2 years, Smart Card Marketing Systems's highest Quick Ratio was 0.18. The lowest was 0.03. And the median was 0.13.

SMKG's Quick Ratio is ranked worse than
96.72% of 2862 companies
in the Software industry
Industry Median: 1.7 vs SMKG: 0.15

Smart Card Marketing Systems  (OTCPK:SMKG) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Smart Card Marketing Systems Quick Ratio Related Terms


Smart Card Marketing Systems Quick Ratio Historical Data

* Premium members only.

The historical data trend for Smart Card Marketing Systems's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smart Card Marketing Systems Quick Ratio Chart

Smart Card Marketing Systems Annual Data
Trend Dec20 Dec21
Quick Ratio
0.03 0.06

Smart Card Marketing Systems Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Mar23 Jun23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.18 0.17 0.16 0.15

SMKG vs DROP, GMTH, VHAI: Quick Ratio Comparison

For the Software - Infrastructure subindustry, Smart Card Marketing Systems's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smart Card Marketing Systems Quick Ratio vs Software Industry

For the Software industry and Technology sector, Smart Card Marketing Systems's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Smart Card Marketing Systems's Quick Ratio falls into.



Smart Card Marketing Systems Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Smart Card Marketing Systems's Quick Ratio for the fiscal year that ended in Dec. 2021 is calculated as

Quick Ratio (A: Dec. 2021 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(0.182-0)/3.022
=0.06

Smart Card Marketing Systems's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(0.527-0)/3.488
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.15 mean?
Smart Card Marketing Systems (SMKG) has a Quick Ratio of 0.15 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Smart Card Marketing Systems and its competitors. This is 15% above median its historical median of 0.13. Over the past decade, Smart Card Marketing Systems' Quick Ratio has ranged from 0.03 to 0.18. According to the industry distribution chart, Smart Card Marketing Systems ranks #2768 out of 2862 companies in the Software industry, placing it in the top 96.7%.
Is Smart Card Marketing Systems' Quick Ratio too high?
Smart Card Marketing Systems' current Quick Ratio of 0.15 is 15% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.18. The Software industry median Quick Ratio is 1.70. Smart Card Marketing Systems' value of 0.15 is 91.2% below this industry median. Based on the distribution chart, Smart Card Marketing Systems ranks #2768 out of 2862 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Smart Card Marketing Systems' Quick Ratio compare to DROP and GMTH?
According to the Software industry distribution chart, Smart Card Marketing Systems ranks #2768 out of 2862 companies for Quick Ratio. This places Smart Card Marketing Systems in the lower half of its industry. The industry median Quick Ratio is 1.70. Smart Card Marketing Systems' value of 0.15 is 91.2% below this benchmark. Historically, Smart Card Marketing Systems' own Quick Ratio has ranged from 0.03 to 0.18 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 1.70, Smart Card Marketing Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,862 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Smart Card Marketing Systems's current Quick Ratio of 0.15 is 91.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Smart Card Marketing Systems and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smart Card Marketing Systems's current Quick Ratio is 0.15, which is 15% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart Card Marketing Systems stock overvalued right now?
Smart Card Marketing Systems (SMKG) has a current Quick Ratio of 0.15. The current Quick Ratio is 0.15, which is 15% above median its 10-year median of 0.13 and 91.2% below the Software industry median of 1.70. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Smart Card Marketing Systems (SMKG), the current Quick Ratio is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Smart Card Marketing Systems Business Description

Address 20C Trolley Square, Wilmington, DE, USA, 19806
Smart Card Marketing Systems Inc is a fintech and paytech and Blockchain Accelerator offering proprietary Platforms as a Service "PAAS" with Embedded Payments, Digital Assets Issuance Cross-border Rails, and Banking as a Service "BAAS" for Financial Institutions, Telecoms & Global Enterprises on cloud and mobility Platforms with Ai and Business Intelligence. Smart Card is creating a new channel of business by offering specialized solutions accelerating Digital Assets Issuance by transformation delivery of Real World Assets and Utility Tokens with its white-label licensing and branding of its solutions: offering Interoperability, global reach, security, scalability and compliance standards.