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Smart Card Marketing SystemsSMKG Debt-to-EBITDA is -0.38 as of Mar. 2026. The stock has 2 warning signs investors should review. Among 1,726 Software companies, Smart Card Marketing Systems ranks worse than 57937.37% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Smart Card Marketing Systems's Debt-to-EBITDA or its related term are showing as below:
SMKG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.59 Med: -0.42 Max: -0.23
Current: -0.23
During the past 2 years, the highest Debt-to-EBITDA Ratio of Smart Card Marketing Systems was -0.23. The lowest was -0.59. And the median was -0.42.
SMKG's Debt-to-EBITDA is ranked worse than 100% of 1726
companies
in the Software industry
Industry Median: 1.04
vs SMKG: -0.23
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Smart Card Marketing Systems Debt-to-EBITDA Related Terms
Smart Card Marketing Systems Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SMKG vs VISM, IPSI, VHAI: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, Smart Card Marketing Systems's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smart Card Marketing Systems Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Smart Card Marketing Systems's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Smart Card Marketing Systems's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Smart Card Marketing Systems (SMKG) has a Debt-to-EBITDA of -0.38 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Smart Card Marketing Systems. According to the industry distribution chart, Smart Card Marketing Systems ranks #999999 out of 1726 companies in the Software industry.
Is Smart Card Marketing Systems' Debt-to-EBITDA too high?
Smart Card Marketing Systems' current Debt-to-EBITDA is -0.38. Based on the distribution chart, Smart Card Marketing Systems ranks #999999 out of 1726 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Smart Card Marketing Systems' Debt-to-EBITDA compare to VISM and IPSI?
According to the Software industry distribution chart, Smart Card Marketing Systems ranks #999999 out of 1726 companies for Debt-to-EBITDA. This places Smart Card Marketing Systems in the lower half of its industry. The industry median Debt-to-EBITDA is 1.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.04, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Smart Card Marketing Systems. For the Software industry, the median Debt-to-EBITDA is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smart Card Marketing Systems's current Debt-to-EBITDA is -0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart Card Marketing Systems stock overvalued right now?
Smart Card Marketing Systems (SMKG) has a current Debt-to-EBITDA of -0.38. The current Debt-to-EBITDA is -0.38. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Smart Card Marketing Systems (SMKG), the current Debt-to-EBITDA is -0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Smart Card Marketing Systems Inc is a fintech and paytech and Blockchain Accelerator offering proprietary Platforms as a Service "PAAS" with Embedded Payments, Digital Assets Issuance Cross-border Rails, and Banking as a Service "BAAS" for Financial Institutions, Telecoms & Global Enterprises on cloud and mobility Platforms with Ai and Business Intelligence. Smart Card is creating a new channel of business by offering specialized solutions accelerating Digital Assets Issuance by transformation delivery of Real World Assets and Utility Tokens with its white-label licensing and branding of its solutions: offering Interoperability, global reach, security, scalability and compliance standards.
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