Smart Card Marketing SystemsSMKG ROA % is -22.43% as of Mar. 2026. The stock has 2 warning signs investors should review. Among 2,885 Software companies, Smart Card Marketing Systems ranks worse than 87.24% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Smart Card Marketing Systems's annualizedNet Income for the quarter that ended in Mar. 2026 was $-0.38 Mil.
Smart Card Marketing Systems's average Total Assets over the quarter that ended in Mar. 2026 was $1.71 Mil. Therefore, Smart Card Marketing Systems's annualized ROA % for the quarter that ended in Mar. 2026 was -22.43%.
The historical rank and industry rank for Smart Card Marketing Systems's ROA % or its related term are showing as below:
SMKG'
s ROA % Range Over the Past 10 Years
Min: -77.05 Med: -62.98 Max: -42.24
Current: -42.24
During the past 2 years, Smart Card Marketing Systems's highest ROA % was -42.24%. The lowest was -77.05%. And the median was -62.98%.
SMKG's ROA % is ranked worse than 87.24% of 2885
companies
in the Software industry
Industry Median: 1.68
vs SMKG: -42.24
Smart Card Marketing Systems (OTCPK:SMKG) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Smart Card Marketing Systems ROA % Related Terms
Smart Card Marketing Systems ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Smart Card Marketing Systems's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smart Card Marketing Systems ROA % vs Software Industry
For the Software industry and Technology sector, Smart Card Marketing Systems's ROA % distribution charts can be found below:
* The bar in red indicates where Smart Card Marketing Systems's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Smart Card Marketing Systems (SMKG) has a ROA % of -22.43% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Smart Card Marketing Systems and its competitors. According to the industry distribution chart, Smart Card Marketing Systems ranks #2517 out of 2885 companies in the Software industry, placing it in the top 87.2%.
Is Smart Card Marketing Systems' ROA % too high?
Smart Card Marketing Systems' current ROA % is -22.43%. Based on the distribution chart, Smart Card Marketing Systems ranks #2517 out of 2885 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Smart Card Marketing Systems' ROA % compare to SEII and VHAI?
According to the Software industry distribution chart, Smart Card Marketing Systems ranks #2517 out of 2885 companies for ROA %. This places Smart Card Marketing Systems in the lower half of its industry. The industry median ROA % is 1.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Smart Card Marketing Systems and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smart Card Marketing Systems's current ROA % is -22.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart Card Marketing Systems stock overvalued right now?
Smart Card Marketing Systems (SMKG) has a current ROA % of -22.43%. The current ROA % is -22.43%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Smart Card Marketing Systems (SMKG), the current ROA % is -22.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Smart Card Marketing Systems Inc is a fintech and paytech and Blockchain Accelerator offering proprietary Platforms as a Service "PAAS" with Embedded Payments, Digital Assets Issuance Cross-border Rails, and Banking as a Service "BAAS" for Financial Institutions, Telecoms & Global Enterprises on cloud and mobility Platforms with Ai and Business Intelligence. Smart Card is creating a new channel of business by offering specialized solutions accelerating Digital Assets Issuance by transformation delivery of Real World Assets and Utility Tokens with its white-label licensing and branding of its solutions: offering Interoperability, global reach, security, scalability and compliance standards.
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