Mundial - Produtos De Consumo (BSP:MNDL3) Financial Strength: 4 (As of Jun. 2026) — 33% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:MNDL3 Mundial SA - Produtos De Consumo BSP:MNDL3
59 GF Score
Price R$18.90
GF Value R$18.40
Valuation Fairly Valued
! 8 Warning Signs
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What is Mundial - Produtos De Consumo Financial Strength?

Mundial - Produtos De Consumo BSP:MNDL3 59 Financial Strength is 4 as of Jun. 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates BSP:MNDL3 with a GF Score™ of 59/100 and a GF Value™ of R$18.40 (Fairly Valued). The stock has 8 warning signs investors should review.

Mundial - Produtos De Consumo has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Mundial - Produtos De Consumo's Interest Coverage for the quarter that ended in Jun. 2026 was 0.65. Mundial - Produtos De Consumo's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.49. As of today, Mundial - Produtos De Consumo's Altman Z-Score is 1.00.


Mundial - Produtos De Consumo  (BSP:MNDL3) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Mundial - Produtos De Consumo has the Financial Strength Rank of 4.


Mundial - Produtos De Consumo Financial Strength Related Terms


BSP:MNDL3 vs PG, CL, EL: Financial Strength Comparison

For the Household & Personal Products subindustry, Mundial - Produtos De Consumo's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mundial - Produtos De Consumo Financial Strength vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Mundial - Produtos De Consumo's Financial Strength distribution charts can be found below:

* The bar in red indicates where Mundial - Produtos De Consumo's Financial Strength falls into.


BSP:MNDL3
59GF Score
Mundial SA - Produtos De Consumo BSP:MNDL3
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mundial - Produtos De Consumo Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Mundial - Produtos De Consumo's Interest Expense for the months ended in Jun. 2026 was R$0 Mil. Its Operating Income for the months ended in Jun. 2026 was R$33 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$41 Mil.

Mundial - Produtos De Consumo's Interest Coverage for the quarter that ended in Jun. 2026 is

GuruFocus does not calculate Mundial - Produtos De Consumo's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Mundial - Produtos De Consumo's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(458.842 + 41.12) / 1023.168
=0.49

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Mundial - Produtos De Consumo has a Z-score of 1.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
Mundial - Produtos De Consumo (BSP:MNDL3) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Mundial - Produtos De Consumo and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Mundial - Produtos De Consumo's Financial Strength has ranged from 2.00 to 5.00.
Is Mundial - Produtos De Consumo's Financial Strength too high?
Mundial - Produtos De Consumo's current Financial Strength of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, Mundial - Produtos De Consumo has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mundial - Produtos De Consumo's Financial Strength compare to PG and CL?
Mundial - Produtos De Consumo's Financial Strength of 4 can be compared against companies in the Consumer Packaged Goods industry. Historically, Mundial - Produtos De Consumo's own Financial Strength has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Consumer Packaged Goods company?
A good Financial Strength depends on the Consumer Packaged Goods industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Mundial - Produtos De Consumo and its competitors. Mundial - Produtos De Consumo's current Financial Strength is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mundial - Produtos De Consumo stock overvalued right now?
Based on GuruFocus' analysis, Mundial - Produtos De Consumo (BSP:MNDL3) is currently considered Fairly Valued. The stock's GF Value™ is R$18.40, compared to a current price of R$18.90 — trading 2.7% above its estimated fair value. The current Financial Strength is 4, which is 33% above median its 10-year median of 3.00. Mundial - Produtos De Consumo's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Mundial - Produtos De Consumo (BSP:MNDL3), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mundial - Produtos De Consumo (BSP:MNDL3) Overvalued in 2026?

Based on GuruFocus' analysis, Mundial - Produtos De Consumo stock appears to be overvalued. The current stock price of R$18.90 is trading 2.7% above its estimated GF Value™ of R$18.40. GuruFocus considers Mundial - Produtos De Consumo to be Fairly Valued.

Key valuation signals for BSP:MNDL3:

  • Financial Strength: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: R$18.40 vs. price of R$18.90 (2.7% above fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the BSP:MNDL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mundial - Produtos De Consumo Business Description

Address Avenida Carlos Gomes, 222, Porto Alegre, RS, BRA, 90480000
Mundial SA - Produtos De Consumo manufactures and markets cutlery, fashion and beauty care products for professional and home use. Its products include cutleries, table sets, utensils, scissors, brushes, eyelets, ornaments and buckles, clippers, tweezers, fashion accessories as well as knives, cutlery, kitchen utensils, and bike pumps.
59GF Score

Get the complete analysis for BSP:MNDL3

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$18.90
Price
R$18.40
GF Value