CTOS (Custom Truck One Source) Financial Strength: 3 (As of Mar. 2026) — Near Median

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CTOS Custom Truck One Source Inc CTOS
74 GF Score
Price $10.34
GF Value $6.40
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Custom Truck One Source Financial Strength?

Custom Truck One Source CTOS -0.77% 74 Financial Strength is 3 as of Mar. 2026, which is at its 10-year median of 3.00. GuruFocus rates CTOS with a GF Score™ of 74/100 and a GF Value™ of $6.40 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Custom Truck One Source has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Custom Truck One Source Inc displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Custom Truck One Source's Interest Coverage for the quarter that ended in Mar. 2026 was 1.01. Custom Truck One Source's debt to revenue ratio for the quarter that ended in Mar. 2026 was 1.35. As of today, Custom Truck One Source's Altman Z-Score is 1.06.


Custom Truck One Source  (NYSE:CTOS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Custom Truck One Source has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Custom Truck One Source Financial Strength Related Terms


CTOS vs MGRC, VSTS, PRG: Financial Strength Comparison

For the Rental & Leasing Services subindustry, Custom Truck One Source's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Custom Truck One Source Financial Strength vs Business Services Industry

For the Business Services industry and Industrials sector, Custom Truck One Source's Financial Strength distribution charts can be found below:

* The bar in red indicates where Custom Truck One Source's Financial Strength falls into.


CTOS
74GF Score
Custom Truck One Source Inc CTOS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Custom Truck One Source Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Custom Truck One Source's Interest Expense for the months ended in Mar. 2026 was $-35 Mil. Its Operating Income for the months ended in Mar. 2026 was $35 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,735 Mil.

Custom Truck One Source's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*35.361/-35.037
=1.01

The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Custom Truck One Source Inc interest coverage is 1.05, which is low.

2. Debt to revenue ratio. The lower, the better.

Custom Truck One Source's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(754.166 + 1735.237) / 1846.488
=1.35

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Custom Truck One Source has a Z-score of 1.06, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.06 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
Custom Truck One Source (CTOS) has a Financial Strength of 3 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Custom Truck One Source and its competitors. This is near median its historical median of 3.00. Over the past decade, Custom Truck One Source's Financial Strength has ranged from 2.00 to 8.00.
Is Custom Truck One Source's Financial Strength too high?
Custom Truck One Source's current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. Overall, Custom Truck One Source has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Custom Truck One Source's Financial Strength compare to MGRC and VSTS?
Custom Truck One Source's Financial Strength of 3 can be compared against companies in the Business Services industry. Historically, Custom Truck One Source's own Financial Strength has ranged from 2.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Business Services company?
A good Financial Strength depends on the Business Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Custom Truck One Source and its competitors. Custom Truck One Source's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Custom Truck One Source stock overvalued right now?
Based on GuruFocus' analysis, Custom Truck One Source (CTOS) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.40, compared to a current price of $10.34 — trading 61.6% above its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. Custom Truck One Source's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Custom Truck One Source (CTOS), the current Financial Strength is 3 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Custom Truck One Source (CTOS) Overvalued in 2026?

Based on GuruFocus' analysis, Custom Truck One Source stock appears to be overvalued. The current stock price of $10.34 is trading 61.6% above its estimated GF Value™ of $6.40. GuruFocus considers Custom Truck One Source to be Significantly Overvalued.

Key valuation signals for CTOS:

  • Financial Strength: 3 (near median its 10-year median of 3.00)
  • GF Value™: $6.40 vs. price of $10.34 (61.6% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the CTOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Custom Truck One Source Business Description

Other Exchanges 65W0:Germany
Address 7701 Independence Avenue, Kansas, MO, USA, 64125
Custom Truck One Source Inc is a one-stop-shop provider of specialty equipment in the electric utility transmission and distribution, forestry, telecom, waste management, rail, and infrastructure end-markets in North America. The company's segment includes Equipment Rental Solutions (ERS), Truck and Equipment Sales (TES), and Aftermarket Parts and Services (APS). It generates maximum revenue from the TES segment. Geographically, it derives a majority revenue from the United States.
74GF Score

Get the complete analysis for CTOS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.34
Price
$6.40
GF Value