PT Indomobil Multi Jasa Tbk (ISX:IMJS) Financial Strength: 4 (As of Mar. 2026) — Near Median

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ISX:IMJS PT Indomobil Multi Jasa Tbk ISX:IMJS
72 GF Score
Price Rp147.00
GF Value Rp214.40
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT Indomobil Multi Jasa Tbk Financial Strength?

PT Indomobil Multi Jasa Tbk ISX:IMJS -2.65% 72 Financial Strength is 4 as of Mar. 2026, which is at its 10-year median of 4.00. GuruFocus rates ISX:IMJS with a GF Score™ of 72/100 and a GF Value™ of Rp214.40 (Possible Value Trap). The stock has 4 warning signs investors should review.

PT Indomobil Multi Jasa Tbk has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Indomobil Multi Jasa Tbk's Interest Coverage for the quarter that ended in Mar. 2026 was 1.47. PT Indomobil Multi Jasa Tbk's debt to revenue ratio for the quarter that ended in Mar. 2026 was 4.03. As of today, PT Indomobil Multi Jasa Tbk's Altman Z-Score is 0.33.


PT Indomobil Multi Jasa Tbk  (ISX:IMJS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Indomobil Multi Jasa Tbk has the Financial Strength Rank of 4.


PT Indomobil Multi Jasa Tbk Financial Strength Related Terms


ISX:IMJS vs HON, MMM: Financial Strength Comparison

For the Conglomerates subindustry, PT Indomobil Multi Jasa Tbk's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Indomobil Multi Jasa Tbk Financial Strength vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, PT Indomobil Multi Jasa Tbk's Financial Strength distribution charts can be found below:

* The bar in red indicates where PT Indomobil Multi Jasa Tbk's Financial Strength falls into.


ISX:IMJS
72GF Score
PT Indomobil Multi Jasa Tbk ISX:IMJS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Indomobil Multi Jasa Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT Indomobil Multi Jasa Tbk's Interest Expense for the months ended in Mar. 2026 was Rp-181,287 Mil. Its Operating Income for the months ended in Mar. 2026 was Rp266,602 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp14,806,184 Mil.

PT Indomobil Multi Jasa Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*266602/-181287
=1.47

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

PT Indomobil Multi Jasa Tbk's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(11633909 + 14806184) / 6567840
=4.03

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

PT Indomobil Multi Jasa Tbk has a Z-score of 0.33, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 0.33 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
PT Indomobil Multi Jasa Tbk (ISX:IMJS) has a Financial Strength of 4 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Indomobil Multi Jasa Tbk and its competitors. This is near median its historical median of 4.00. Over the past decade, PT Indomobil Multi Jasa Tbk's Financial Strength has ranged from 2.00 to 7.00.
Is PT Indomobil Multi Jasa Tbk's Financial Strength too high?
PT Indomobil Multi Jasa Tbk's current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 7.00. Overall, PT Indomobil Multi Jasa Tbk has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Indomobil Multi Jasa Tbk's Financial Strength compare to HON and MMM?
PT Indomobil Multi Jasa Tbk's Financial Strength of 4 can be compared against companies in the Conglomerates industry. Historically, PT Indomobil Multi Jasa Tbk's own Financial Strength has ranged from 2.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Conglomerates company?
A good Financial Strength depends on the Conglomerates industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Indomobil Multi Jasa Tbk and its competitors. PT Indomobil Multi Jasa Tbk's current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Indomobil Multi Jasa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Indomobil Multi Jasa Tbk (ISX:IMJS) is currently considered Possible Value Trap. The stock's GF Value™ is Rp214.40, compared to a current price of Rp147.00 — trading 31.4% below its estimated fair value. The current Financial Strength is 4, which is near median its 10-year median of 4.00. PT Indomobil Multi Jasa Tbk's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For PT Indomobil Multi Jasa Tbk (ISX:IMJS), the current Financial Strength is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Indomobil Multi Jasa Tbk (ISX:IMJS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Indomobil Multi Jasa Tbk stock appears to be undervalued. The current stock price of Rp147.00 is trading 31.4% below its estimated GF Value™ of Rp214.40. GuruFocus considers PT Indomobil Multi Jasa Tbk to be Possible Value Trap.

Key valuation signals for ISX:IMJS:

  • Financial Strength: 4 (near median its 10-year median of 4.00)
  • GF Value™: Rp214.40 vs. price of Rp147.00 (31.4% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the ISX:IMJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Indomobil Multi Jasa Tbk Business Description

Address Jalan Letjen M.T. Haryono Kav. 11, Indomobil Tower, 11th Floor, Jakarta Timur, Jakarta, IDN, 13330
PT Indomobil Multi Jasa Tbk is engaged in providing vehicle sales, after-sales service, vehicle financing, spare parts distribution The services of the company include Financing, Freight and Transportation, and Non-Formal Education and Training. The company holds various trademarks of international brands including Ammann, AUDI, Bandit, CITROEN, Changan, DJI Agriculture, Foton, GEHL, Great Wall, Harley Davidson, HIAB, Hino, Hongqi, Jaguar, John Deere, Kalmar, KIA, Land Rover, Lovol, Manitou, Mantsinen, Maxus, Mercedes Benz, Morooka, Nissan, Renault Trucks, SDLG, Suzuki, Volkswagen, Volvo Bus, Volvo Construction Equipment, Volvo Penta, and Volvo Trucks. Its segments are car rental and related business, which derive maximum revenue, and financing services.
72GF Score

Get the complete analysis for ISX:IMJS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp147.00
Price
Rp214.40
GF Value