Tokai Tokyo Financial Holdings (FRA:TO91) GF Value Rank: 5 (As of Jul. 18, 2026) — 29% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:TO91 Tokai Tokyo Financial Holdings Inc FRA:TO91
74 GF Score
Price €4.04
GF Value €3.36
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Tokai Tokyo Financial Holdings GF Value Rank?

Tokai Tokyo Financial Holdings FRA:TO91 -5.16% 74 GF Value Rank is 5 as of Jul. 18, 2026, which is 29% below its 10-year median of 7.00. GuruFocus rates FRA:TO91 with a GF Score™ of 74/100 and a GF Value™ of €3.36 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Tokai Tokyo Financial Holdings has the GF Value Rank of 5.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Tokai Tokyo Financial Holdings GF Value Rank Related Terms


FRA:TO91 vs MS, GS, SCHW: GF Value Rank Comparison

For the Capital Markets subindustry, Tokai Tokyo Financial Holdings's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tokai Tokyo Financial Holdings GF Value Rank vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Tokai Tokyo Financial Holdings's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Tokai Tokyo Financial Holdings's GF Value Rank falls into.


FRA:TO91
74GF Score
Tokai Tokyo Financial Holdings Inc FRA:TO91
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 5 mean?
Tokai Tokyo Financial Holdings (FRA:TO91) has a GF Value Rank of 5 as of Jul. 18, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Tokai Tokyo Financial Holdings and its competitors. This is 29% below median its historical median of 7.00. Over the past decade, Tokai Tokyo Financial Holdings' GF Value Rank has ranged from 1.00 to 10.00.
Is Tokai Tokyo Financial Holdings' GF Value Rank too high?
Tokai Tokyo Financial Holdings' current GF Value Rank of 5 is 29% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Tokai Tokyo Financial Holdings has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tokai Tokyo Financial Holdings' GF Value Rank compare to MS and GS?
Tokai Tokyo Financial Holdings' GF Value Rank of 5 can be compared against companies in the Capital Markets industry. Historically, Tokai Tokyo Financial Holdings' own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Capital Markets company?
A good GF Value Rank depends on the Capital Markets industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Tokai Tokyo Financial Holdings and its competitors. Tokai Tokyo Financial Holdings's current GF Value Rank is 5, which is 29% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tokai Tokyo Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tokai Tokyo Financial Holdings (FRA:TO91) is currently considered Modestly Overvalued. The stock's GF Value™ is €3.36, compared to a current price of €4.04 — trading 20.2% above its estimated fair value. The current GF Value Rank is 5, which is 29% below median its 10-year median of 7.00. Tokai Tokyo Financial Holdings' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Tokai Tokyo Financial Holdings (FRA:TO91), the current GF Value Rank is 5 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tokai Tokyo Financial Holdings (FRA:TO91) Overvalued in 2026?

Based on GuruFocus' analysis, Tokai Tokyo Financial Holdings stock appears to be overvalued. The current stock price of €4.04 is trading 20.2% above its estimated GF Value™ of €3.36. GuruFocus considers Tokai Tokyo Financial Holdings to be Modestly Overvalued.

Key valuation signals for FRA:TO91:

  • GF Value Rank: 5 (29% below median its 10-year median of 7.00)
  • GF Value™: €3.36 vs. price of €4.04 (20.2% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the FRA:TO91 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tokai Tokyo Financial Holdings Business Description

Other Exchanges 8616:Japan
Address 6-2, Nihonbashi 3-chome, Chuo-ku, Tokyo, JPN, 103-0027
Tokai Tokyo Financial Holdings Inc. is the holding company of the Tokai Tokyo Financial Group. It operates and manages the group's companies. Tokai Tokyo Financial Group consists primarily of companies in Japan, but a few are in overseas markets. Tokyo Securities is the operating nucleus of the group and manages financial instruments businesses, fund management, back-office services, and research. For the overall group, operations are divided into trading activities and commissions. Tokai's commissions are gained through brokerage services and underwriting and distribution.
74GF Score

Get the complete analysis for FRA:TO91

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.04
Price
€3.36
GF Value