UVSP (Univest Financial) Growth Rank: 3 (As of Sep. 09, 2026) — 40% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UVSP Univest Financial Corp UVSP
67 GF Score
Price $41.85
GF Value $34.64
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Univest Financial Growth Rank?

Univest Financial UVSP -0.61% 67 Growth Rank is 3 as of Sep. 09, 2026, which is 40% below its 10-year median of 5.00. GuruFocus rates UVSP with a GF Score™ of 67/100 and a GF Value™ of $34.64 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Univest Financial has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Univest Financial Growth Rank Related Terms

UVSP vs AMTB, MCB, WTBFA: Growth Rank Comparison

For the Banks - Regional subindustry, Univest Financial's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Univest Financial Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Univest Financial's Growth Rank distribution charts can be found below:

* The bar in red indicates where Univest Financial's Growth Rank falls into.


UVSP
67GF Score
Univest Financial Corp UVSP
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Univest Financial (UVSP) has a Growth Rank of 3 as of Sep. 09, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Univest Financial and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, Univest Financial's Growth Rank has ranged from 3.00 to 9.00.
Is Univest Financial's Growth Rank too high?
Univest Financial's current Growth Rank of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. Overall, Univest Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Univest Financial's Growth Rank compare to AMTB and MCB?
Univest Financial's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Univest Financial's own Growth Rank has ranged from 3.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Univest Financial and its competitors. Univest Financial's current Growth Rank is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Univest Financial stock overvalued right now?
Based on GuruFocus' analysis, Univest Financial (UVSP) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.64, compared to a current price of $41.85 — trading 20.8% above its estimated fair value. The current Growth Rank is 3, which is 40% below median its 10-year median of 5.00. Univest Financial's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Univest Financial (UVSP), the current Growth Rank is 3 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Univest Financial (UVSP) Overvalued in 2026?

Based on GuruFocus' analysis, Univest Financial stock appears to be overvalued. The current stock price of $41.85 is trading 20.8% above its estimated GF Value™ of $34.64. GuruFocus considers Univest Financial to be Modestly Overvalued.

Key valuation signals for UVSP:

  • Growth Rank: 3 (40% below median its 10-year median of 5.00)
  • GF Value™: $34.64 vs. price of $41.85 (20.8% above fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the UVSP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Univest Financial Business Description

Other Exchanges UVE:Germany
Address 14 North Main Street, Souderton, PA, USA, 18964
Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates majority of its revenue from the banking segment.
67GF Score

Get the complete analysis for UVSP

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.85
Price
$34.64
GF Value