UVSP (Univest Financial) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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UVSP Univest Financial Corp UVSP
65 GF Score
Price $41.63
GF Value $34.41
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Univest Financial ROC (Joel Greenblatt) %?

Univest Financial UVSP -0.07% 65 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates UVSP with a GF Score™ of 65/100 and a GF Value™ of $34.41 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 47 Banks companies, Univest Financial ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

UVSP
65GF Score
Univest Financial Corp UVSP
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Univest Financial (UVSP) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Univest Financial and its competitors. According to the industry distribution chart, Univest Financial ranks #999999 out of 47 companies in the Banks industry.
Is Univest Financial's ROC (Joel Greenblatt) % too high?
Univest Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Univest Financial ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Univest Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Univest Financial's ROC (Joel Greenblatt) % compare to OSBC and PFBC?
According to the Banks industry distribution chart, Univest Financial ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Univest Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 60.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 60.04, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Univest Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 60.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Univest Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Univest Financial stock overvalued right now?
Based on GuruFocus' analysis, Univest Financial (UVSP) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.41, compared to a current price of $41.63 — trading 21% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Univest Financial's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Univest Financial (UVSP), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Univest Financial (UVSP) Overvalued in 2026?

Based on GuruFocus' analysis, Univest Financial stock appears to be overvalued. The current stock price of $41.63 is trading 21% above its estimated GF Value™ of $34.41. GuruFocus considers Univest Financial to be Modestly Overvalued.

Key valuation signals for UVSP:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $34.41 vs. price of $41.63 (21% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the UVSP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Univest Financial Business Description

Other Exchanges UVE:Germany
Address 14 North Main Street, Souderton, PA, USA, 18964
Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates majority of its revenue from the banking segment.
65GF Score

Get the complete analysis for UVSP

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.63
Price
$34.41
GF Value