JPSTF (Japan Post Bank Co) Profitability Rank: 6 (As of Mar. 2026) — 100% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JPSTF Japan Post Bank Co Ltd JPSTF
67 GF Score
Price $19.00
GF Value $8,151.95
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Japan Post Bank Co Profitability Rank?

Japan Post Bank Co JPSTF 67 Profitability Rank is 6 as of Mar. 2026, which is 100% above its 10-year median of 3.00. GuruFocus rates JPSTF with a GF Score™ of 67/100 and a GF Value™ of $8,151.95 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Japan Post Bank Co has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Japan Post Bank Co's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Japan Post Bank Co's Piotroski F-Score is 6.


Japan Post Bank Co Profitability Rank Related Terms


Japan Post Bank Co Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Bank Co Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's Profitability Rank falls into.


JPSTF
67GF Score
Japan Post Bank Co Ltd JPSTF
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Bank Co Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Japan Post Bank Co has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Japan Post Bank Co's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 2993.363
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Japan Post Bank Co has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Japan Post Bank Co (JPSTF) has a Profitability Rank of 6 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Japan Post Bank Co and its competitors. This is 100% above median its historical median of 3.00. Over the past decade, Japan Post Bank Co's Profitability Rank has ranged from 1.00 to 5.00.
Is Japan Post Bank Co's Profitability Rank too high?
Japan Post Bank Co's current Profitability Rank of 6 is 100% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Japan Post Bank Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's Profitability Rank compare to competitors?
Japan Post Bank Co's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Japan Post Bank Co's own Profitability Rank has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Japan Post Bank Co and its competitors. Japan Post Bank Co's current Profitability Rank is 6, which is 100% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPSTF) is currently considered Significantly Undervalued. The stock's GF Value™ is $8,151.95, compared to a current price of $19.00 — trading 99.8% below its estimated fair value. The current Profitability Rank is 6, which is 100% above median its 10-year median of 3.00. Japan Post Bank Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Japan Post Bank Co (JPSTF), the current Profitability Rank is 6 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPSTF) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be undervalued. The current stock price of $19.00 is trading 99.8% below its estimated GF Value™ of $8,151.95. GuruFocus considers Japan Post Bank Co to be Significantly Undervalued.

Key valuation signals for JPSTF:

  • Profitability Rank: 6 (100% above median its 10-year median of 3.00)
  • GF Value™: $8,151.95 vs. price of $19.00 (99.8% below fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the JPSTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
67GF Score

Get the complete analysis for JPSTF

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.00
Price
$8,151.95
GF Value