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JPSTF (Japan Post Bank Co) Cyclically Adjusted PB Ratio : 0.48 (As of May. 31, 2025)


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What is Japan Post Bank Co Cyclically Adjusted PB Ratio?

As of today (2025-05-31), Japan Post Bank Co's current share price is $9.38. Japan Post Bank Co's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was $19.60. Japan Post Bank Co's Cyclically Adjusted PB Ratio for today is 0.48.

The historical rank and industry rank for Japan Post Bank Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

JPSTF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.42   Med: 0.47   Max: 0.51
Current: 0.48

During the past years, Japan Post Bank Co's highest Cyclically Adjusted PB Ratio was 0.51. The lowest was 0.42. And the median was 0.47.

JPSTF's Cyclically Adjusted PB Ratio is ranked better than
85.41% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs JPSTF: 0.48

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Japan Post Bank Co's adjusted book value per share data for the three months ended in Dec. 2024 was $16.832. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $19.60 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Japan Post Bank Co Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Japan Post Bank Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Japan Post Bank Co Cyclically Adjusted PB Ratio Chart

Japan Post Bank Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PB Ratio
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Japan Post Bank Co Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
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Competitive Comparison of Japan Post Bank Co's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Japan Post Bank Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Bank Co's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's Cyclically Adjusted PB Ratio falls into.


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Japan Post Bank Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Japan Post Bank Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=9.38/19.60
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Bank Co's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Japan Post Bank Co's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=16.832/110.7000*110.7000
=16.832

Current CPI (Dec. 2024) = 110.7000.

Japan Post Bank Co Quarterly Data

Book Value per Share CPI Adj_Book
201503 23.426 97.900 26.489
201506 0.000 98.400 0.000
201509 24.879 98.500 27.960
201512 24.681 98.100 27.851
201603 27.178 97.900 30.731
201606 29.194 98.100 32.944
201609 30.427 98.000 34.370
201612 26.968 98.400 30.339
201703 27.826 98.100 31.400
201706 28.194 98.500 31.686
201709 28.621 98.800 32.068
201712 28.104 99.400 31.299
201803 28.980 99.200 32.340
201806 27.519 99.200 30.709
201809 26.841 99.900 29.743
201812 25.511 99.700 28.326
201903 27.258 99.700 30.265
201906 28.302 99.800 31.393
201909 28.903 100.100 31.964
201912 28.016 100.500 30.859
202003 22.281 100.300 24.591
202006 26.319 99.900 29.164
202009 27.930 99.900 30.949
202012 29.580 99.300 32.976
202103 27.903 99.900 30.920
202106 27.680 99.500 30.796
202109 27.727 100.100 30.663
202112 26.502 100.100 29.308
202203 23.104 101.100 25.298
202206 19.838 101.800 21.572
202209 17.578 103.100 18.874
202212 18.203 104.100 19.357
202303 19.610 104.400 20.793
202306 18.856 105.200 19.842
202309 16.873 106.200 17.588
202312 18.318 106.800 18.987
202403 17.843 107.200 18.426
202406 0.000 108.200 0.000
202409 18.381 108.900 18.685
202412 16.832 110.700 16.832

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Japan Post Bank Co  (OTCPK:JPSTF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Japan Post Bank Co Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Japan Post Bank Co's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Japan Post Bank Co Business Description

Traded in Other Exchanges
Address
2-7-2 Marunouchi, Chiyoda-ku, Tokyo, JPN, 100-8798
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).