JPSTF (Japan Post Bank Co) Total Payout Ratio: 0.00 (As of Jul. 29, 2026)

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JPSTF Japan Post Bank Co Ltd JPSTF
62 GF Score
Price $19.00
GF Value $11.84
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Japan Post Bank Co Total Payout Ratio?

Japan Post Bank Co JPSTF 62 Total Payout Ratio is 0.00 as of Jul. 29, 2026. GuruFocus rates JPSTF with a GF Score™ of 62/100 and a GF Value™ of $11.84 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Japan Post Bank Co's current Total Payout Ratio is 0.00.


Japan Post Bank Co Total Payout Ratio Related Terms


Japan Post Bank Co Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Japan Post Bank Co's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Bank Co Total Payout Ratio Chart

Japan Post Bank Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.62 0.49 0.36 0.36

Japan Post Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Japan Post Bank Co Total Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Bank Co Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's Total Payout Ratio falls into.


JPSTF
62GF Score
Japan Post Bank Co Ltd JPSTF
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Bank Co Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Japan Post Bank Co's Total Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-411.942 + 0.151 + -1315.695) / 4778.82
=0.36

Japan Post Bank Co's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 880.461
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.00 mean?
Japan Post Bank Co (JPSTF) has a Total Payout Ratio of 0.00 as of Jul. 29, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Japan Post Bank Co and its competitors.
Is Japan Post Bank Co's Total Payout Ratio too high?
Japan Post Bank Co's current Total Payout Ratio is 0.00. Overall, Japan Post Bank Co has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's Total Payout Ratio compare to competitors?
Japan Post Bank Co's Total Payout Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Japan Post Bank Co and its competitors. Japan Post Bank Co's current Total Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPSTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.84, compared to a current price of $19.00 — trading 60.5% above its estimated fair value. The current Total Payout Ratio is 0.00. Japan Post Bank Co's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Japan Post Bank Co (JPSTF), the current Total Payout Ratio is 0.00 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPSTF) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $19.00 is trading 60.5% above its estimated GF Value™ of $11.84. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPSTF:

  • Total Payout Ratio: 0.00
  • GF Value™: $11.84 vs. price of $19.00 (60.5% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the JPSTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
62GF Score

Get the complete analysis for JPSTF

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.00
Price
$11.84
GF Value