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Creditshelf AG (XTER:CSQ) Profitability Rank : 2 (As of Sep. 2023)


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What is Creditshelf AG Profitability Rank?

Creditshelf AG has the Profitability Rank of 2. It has had trouble to make a profit.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

Creditshelf AG's Operating Margin % for the quarter that ended in Sep. 2023 was -29.10%. As of today, Creditshelf AG's Piotroski F-Score is 2.


Competitive Comparison of Creditshelf AG's Profitability Rank

For the Credit Services subindustry, Creditshelf AG's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creditshelf AG's Profitability Rank Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Creditshelf AG's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Creditshelf AG's Profitability Rank falls into.



Creditshelf AG Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Creditshelf AG has the Profitability Rank of 2. It has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Creditshelf AG's Operating Margin % for the quarter that ended in Sep. 2023 is calculated as:

Operating Margin %=Operating Income (Q: Sep. 2023 ) / Revenue (Q: Sep. 2023 )
=-0.211 / 0.725
=-29.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 2 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Creditshelf AG has an F-score of 2. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

Good Sign:

Creditshelf AG operating margin is expanding. Margin expansion is usually a good sign.

4. Consistency of the profitability

5. Predictability Rank


Creditshelf AG Profitability Rank Related Terms

Thank you for viewing the detailed overview of Creditshelf AG's Profitability Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


Creditshelf AG (XTER:CSQ) Business Description

Traded in Other Exchanges
Address
Mainzer Landstrasse 33a, Frankfurt, DEU, 60329
Creditshelf AG is the platform for digital SME finance in Germany. It arranges flexible financial solutions that are not tied to specific banks for small and medium-sized enterprises via its online platform, www.creditshelf.com. The company has successfully developed an online credit marketplace platform whose processes are supported by the proprietary, data-driven risk analysis software. The creditshelf platform models the entire credit process, from the loan application through credit analysis and risk management down to loan disbursement and loan servicing. The product offering, which is targeted at German SMEs and growth companies, comprises corporate loans. The business generates revenue from Borrower fees, Investor fees and Servicing and advisory fees.
Executives
Rolf Elgeti Supervisory Board
Dr. Daniel Bartsch Board of Directors
Fabian Brügmann Chief Financial Officer

Creditshelf AG (XTER:CSQ) Headlines

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