Quirin Privatbank AG (XTER:QB7) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:QB7 Quirin Privatbank AG XTER:QB7
68 GF Score
Price €3.06
GF Value €2.42
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Quirin Privatbank AG Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Quirin Privatbank AG Quality Rank Related Terms

XTER:QB7
68GF Score
Quirin Privatbank AG XTER:QB7
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Quirin Privatbank AG (XTER:QB7) Overvalued in 2026?

Based on GuruFocus' analysis, Quirin Privatbank AG stock appears to be overvalued. The current stock price of €3.06 is trading 26.4% above its estimated GF Value™ of €2.42. GuruFocus considers Quirin Privatbank AG to be Modestly Overvalued.

Key valuation signals for XTER:QB7:

  • Quality Rank:
  • GF Value™: €2.42 vs. price of €3.06 (26.4% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the XTER:QB7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quirin Privatbank AG Business Description

Other Exchanges QB7:GermanyQB7:Germany
Address Kurfurstendamm 119, Berlin, DEU, 10711
Quirin Privatbank AG is a German private bank headquartered in Berlin that operates a fee-based advisory model, charging clients fixed fees rather than commissions for financial advice. The bank serves private clients through its wealth management and investment advisory business, offering services such as financial planning, securities portfolio management, and retirement planning. Its second business segment, corporate finance, advises small and medium-sized enterprises on equity financing measures, including capital increases, IPOs, and pre-IPO placements. The bank also operates a digital wealth management platform under the Quirion brand, targeting retail investors seeking automated, fee-based portfolio management. Quirin Privatbank generates revenue primarily from advisory fees, management fees, and transaction-related service charges rather than from traditional interest margins or product commissions. Its clients are predominantly individual investors and medium-sized companies in Germany, with its operations focused on the German market.
68GF Score

Get the complete analysis for XTER:QB7

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.06
Price
€2.42
GF Value