Quirin Privatbank AG (XTER:QB7) Scaled Net Operating Assets: 0.05 (As of Dec. 2025)


XTER:QB7 Quirin Privatbank AG XTER:QB7
74 GF Score
Price €3.38
GF Value €4.60
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Quirin Privatbank AG Scaled Net Operating Assets?

Quirin Privatbank AG XTER:QB7 +1.20% 74 Scaled Net Operating Assets is 0.05 as of Dec. 2025. GuruFocus rates XTER:QB7 with a GF Score™ of 74/100 and a GF Value™ of €4.60 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Quirin Privatbank AG's operating assets for the quarter that ended in Dec. 2025 was €1,391.99 Mil. Quirin Privatbank AG's operating liabilities for the quarter that ended in Dec. 2025 was €1,335.67 Mil. Quirin Privatbank AG's Total Assets for the quarter that ended in Jun. 2025 was €1,139.93 Mil. Therefore, Quirin Privatbank AG's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.05.

XTER:QB7
74GF Score
Quirin Privatbank AG XTER:QB7
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Quirin Privatbank AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Quirin Privatbank AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1391.99-1335.668)/1340.445
=0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1424.146 - 32.156
=1391.99

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1335.668 - 0 - 0
=1335.668

Quirin Privatbank AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(1391.99-1335.668)/1139.926
=0.05

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1424.146 - 32.156
=1391.99

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1335.668 - 0 - 0
=1335.668

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Quirin Privatbank AG (XTER:QB7) has a Scaled Net Operating Assets of 0.05 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Quirin Privatbank AG and its competitors.
Is Quirin Privatbank AG's Scaled Net Operating Assets too high?
Quirin Privatbank AG's current Scaled Net Operating Assets is 0.05. Overall, Quirin Privatbank AG has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Quirin Privatbank AG's Scaled Net Operating Assets compare to PNC and USB?
Quirin Privatbank AG's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Quirin Privatbank AG and its competitors. Quirin Privatbank AG's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quirin Privatbank AG stock overvalued right now?
Based on GuruFocus' analysis, Quirin Privatbank AG (XTER:QB7) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.60, compared to a current price of €3.38 — trading 26.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.05. Quirin Privatbank AG's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Quirin Privatbank AG (XTER:QB7), the current Scaled Net Operating Assets is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quirin Privatbank AG (XTER:QB7) Overvalued in 2026?

Based on GuruFocus' analysis, Quirin Privatbank AG stock appears to be undervalued. The current stock price of €3.38 is trading 26.5% below its estimated GF Value™ of €4.60. GuruFocus considers Quirin Privatbank AG to be Modestly Undervalued.

Key valuation signals for XTER:QB7:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: €4.60 vs. price of €3.38 (26.5% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XTER:QB7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quirin Privatbank AG Business Description

Other Exchanges QB7:GermanyQB7:Germany
Address Kurfurstendamm 119, Berlin, DEU, 10711
Quirin Privatbank AG operates banking and financial business in two business segments including investment business for private clients (fee consulting) and advising on equity financing measures for medium-sized companies.
74GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.38
Price
€4.60
GF Value