Juniata Valley Financial (Juniata Valley Financial) GF Value Rank : 10 (As of Apr. 27, 2024)

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What is Juniata Valley Financial GF Value Rank?

Juniata Valley Financial has the GF Value Rank of 10.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Competitive Comparison of Juniata Valley Financial's GF Value Rank

For the Banks - Regional subindustry, Juniata Valley Financial's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Juniata Valley Financial's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Juniata Valley Financial's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Juniata Valley Financial's GF Value Rank falls into.

Juniata Valley Financial GF Value Rank Related Terms

Thank you for viewing the detailed overview of Juniata Valley Financial's GF Value Rank provided by GuruFocus.com. Please click on the following links to see related term pages.

Juniata Valley Financial (Juniata Valley Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Juniata Valley Financial Corp (OTCPK:JUVF) » Definitions » GF Value Rank

Comparable Companies

Traded in Other Exchanges

N/A

Address

Bridge and Main Streets, PO Box 66, Mifflintown, PA, USA, 17059-0066

Website

https://www.jvbonline.com

Juniata Valley Financial Corp provides financial services. The firm offers banking services such as personal checking, personal savings, online banking, mobile banking, personal loans, business loans, and other banking services. The bank generates its revenue in the form of interest income. It offers a full range of consumer and commercial banking services. Consumer banking services include online account opening; online banking; mobile banking; personal checking accounts; checking overdraft privileges; savings accounts; debit cards; certificates of deposit; individual retirement accounts, among others. Commercial banking services include low and high-volume business checking accounts; online account management services; remote deposit capability; ACH origination; payroll direct deposit.

Executives

Martin L Dreibelbis	director
Steven C. Sliver	director	6415 MARGY DRIVE, HUNTINGDON PA 16652
Scarnati Joseph B. Iii	director	978 EVERGREEN ST., BROCKWAY PA 15824
Christina Calkins-mazur	director	119 GRAND PARKWAY NORTH, LEWISTOWN PA 17044
Marcie A Barber	officer: SVP Community Office Div. Mgr.	137 OAKRIDGE ROAD, LEWISTOWN PA 17044
Bradley J. Wagner	director	1344 MASTERSONVILLE ROAD, MANHEIM PA 17545
Michael W. Wolf	officer: SVP/CFO	218 BRIDGE STREET, PO BOX 66, MIFFLINTOWN PA 17059
Timothy I Havice	director
Michael A. Buffington	director	126 ELECTRIC AVENUE, LEWISTOWN PA 17044
Gary E Kelsey	director	PO BOX 590, COUDERSPORT PA 16915
Joann Mcminn	officer: Chief Financial Officer	PO BOX 66, BRIDGE & MAIN STREET, MIFFLINTOWN PA 17059
Gingerich Philip E Jr	director
Douglas R Berry	director	105 FOXFIRE LANE, LEWISBERRY PA 17339
A Jerome Cook	director
Metz Robert K Jr	director