JUVF (Juniata Valley Financial) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JUVF Juniata Valley Financial Corp JUVF
61 GF Score
Price $16.78
GF Value $15.14
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Juniata Valley Financial ROC (Joel Greenblatt) %?

Juniata Valley Financial JUVF +1.70% 61 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates JUVF with a GF Score™ of 61/100 and a GF Value™ of $15.14 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 47 Banks companies, Juniata Valley Financial ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

JUVF
61GF Score
Juniata Valley Financial Corp JUVF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Juniata Valley Financial (JUVF) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Juniata Valley Financial and its competitors. According to the industry distribution chart, Juniata Valley Financial ranks #999999 out of 47 companies in the Banks industry.
Is Juniata Valley Financial's ROC (Joel Greenblatt) % too high?
Juniata Valley Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Juniata Valley Financial ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Juniata Valley Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Juniata Valley Financial's ROC (Joel Greenblatt) % compare to CZNL and CPBI?
According to the Banks industry distribution chart, Juniata Valley Financial ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Juniata Valley Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Juniata Valley Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Juniata Valley Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juniata Valley Financial stock overvalued right now?
Based on GuruFocus' analysis, Juniata Valley Financial (JUVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.14, compared to a current price of $16.78 — trading 10.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Juniata Valley Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Juniata Valley Financial (JUVF), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Juniata Valley Financial (JUVF) Overvalued in 2026?

Based on GuruFocus' analysis, Juniata Valley Financial stock appears to be overvalued. The current stock price of $16.78 is trading 10.8% above its estimated GF Value™ of $15.14. GuruFocus considers Juniata Valley Financial to be Modestly Overvalued.

Key valuation signals for JUVF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $15.14 vs. price of $16.78 (10.8% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the JUVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Juniata Valley Financial Business Description

Address Bridge and Main Streets, PO Box 66, Mifflintown, PA, USA, 17059-0066
Juniata Valley Financial Corp is a bank holding company providing retail and commercial banking and other financial services. It offers a full range of consumer banking services, including deposit accounts, online and mobile banking, debit cards, and consumer lending products such as mortgages, construction, and secured loans. Its commercial banking services include business checking accounts, online account management, remote deposit, ACH origination, payroll services, and commercial lending products such as lines of credit and letters of credit. The Bank also provides trust, asset management, and estate services, and, through a contractual arrangement with a broker-dealer, offers financial services including annuities, mutual funds, brokerage services, and long-term care insurance.
61GF Score

Get the complete analysis for JUVF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.78
Price
$15.14
GF Value