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Juniata Valley FinancialJUVF 61 FCF Yield % is 14.01 as of Aug. 24, 2026, which is 70% above its 10-year median of 8.22. GuruFocus rates JUVF with a GF Score™ of 61/100 and a GF Value™ of $15.14 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, Juniata Valley Financial ranks better than 71.7% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Juniata Valley Financial FCF Yield % Related Terms
Juniata Valley Financial FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Juniata Valley Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Juniata Valley Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Juniata Valley Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Juniata Valley Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Juniata Valley Financial (JUVF) has a FCF Yield % of 14.01 as of Aug. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Juniata Valley Financial and its competitors. This is 70% above median its historical median of 8.22. Over the past decade, Juniata Valley Financial's FCF Yield % has ranged from 3.53 to 14.98. According to the industry distribution chart, Juniata Valley Financial ranks #424 out of 1498 companies in the Banks industry, placing it in the top 28.3%.
Is Juniata Valley Financial's FCF Yield % too high?
Juniata Valley Financial's current FCF Yield % of 14.01 is 70% above median its 10-year median of 8.22. Over the past 10 years, this metric has ranged from a low of 3.53 to a high of 14.98. The Banks industry median FCF Yield % is 8.12. Juniata Valley Financial's value of 14.01 is 72.5% above this industry median. Based on the distribution chart, Juniata Valley Financial ranks #424 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Juniata Valley Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Juniata Valley Financial's FCF Yield % compare to CZNL and CPBI?
According to the Banks industry distribution chart, Juniata Valley Financial ranks #424 out of 1498 companies for FCF Yield %. This puts Juniata Valley Financial in the upper half of its industry. The industry median FCF Yield % is 8.12. Juniata Valley Financial's value of 14.01 is 72.5% above this benchmark. Historically, Juniata Valley Financial's own FCF Yield % has ranged from 3.53 to 14.98 over the past decade. While the company's 10-year median is 8.22 vs. the industry median of 8.12, Juniata Valley Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.12, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Juniata Valley Financial's current FCF Yield % of 14.01 is 72.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Juniata Valley Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Juniata Valley Financial's current FCF Yield % is 14.01, which is 70% above median its own 10-year median of 8.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juniata Valley Financial stock overvalued right now?
Based on GuruFocus' analysis, Juniata Valley Financial (JUVF) is currently considered Fairly Valued. The stock's GF Value™ is $15.14, compared to a current price of $16.50 — trading 9% above its estimated fair value. The current FCF Yield % is 14.01, which is 70% above median its 10-year median of 8.22 and 72.5% above the Banks industry median of 8.12. Juniata Valley Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Juniata Valley Financial (JUVF), the current FCF Yield % is 14.01 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Juniata Valley Financial (JUVF) Overvalued in 2026?
Based on GuruFocus' analysis, Juniata Valley Financial stock appears to be overvalued.
The current stock price of $16.50 is trading 9% above its estimated GF Value™ of $15.14.
GuruFocus considers Juniata Valley Financial to be Fairly Valued.
Key valuation signals for JUVF:
FCF Yield %: 14.01 (70% above median its 10-year median of 8.22)
GF Value™: $15.14 vs. price of $16.50 (9% above fair value)
Industry Position: 72.5% above the Banks median (#424 of 1498)
No single metric tells the full story. See the JUVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Juniata Valley Financial Corp is a bank holding company providing retail and commercial banking and other financial services. It offers a full range of consumer banking services, including deposit accounts, online and mobile banking, debit cards, and consumer lending products such as mortgages, construction, and secured loans. Its commercial banking services include business checking accounts, online account management, remote deposit, ACH origination, payroll services, and commercial lending products such as lines of credit and letters of credit. The Bank also provides trust, asset management, and estate services, and, through a contractual arrangement with a broker-dealer, offers financial services including annuities, mutual funds, brokerage services, and long-term care insurance.
61GF Score
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