Multitude AG (XTER:MULT) Research & Development: €0.0 Mil (TTM As of Mar. 2026)


XTER:MULT Multitude AG XTER:MULT
70 GF Score
Price €5.42
GF Value €5.07
Valuation Fairly Valued
! 6 Warning Signs
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What is Multitude AG Research & Development?

Multitude AG XTER:MULT -2.52% 70 Research & Development is €0.0 Mil as of Mar. 2026. GuruFocus rates XTER:MULT with a GF Score™ of 70/100 and a GF Value™ of €5.07 (Fairly Valued). The stock has 6 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Multitude AG's Research & Development for the three months ended in Mar. 2026 was €0.0 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was €0.0 Mil.

Multitude AG  (XTER:MULT) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Multitude AG Research & Development Related Terms

Multitude AG Research & Development Historical Data

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The historical data trend for Multitude AG's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Multitude AG Research & Development Chart

Multitude AG Annual Data
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Multitude AG Quarterly Data
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XTER:MULT
70GF Score
Multitude AG XTER:MULT
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Multitude AG Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €0.0 Mil mean?
Multitude AG (XTER:MULT) has a Research & Development of €0.0 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on Multitude AG and its competitors.
Is Multitude AG's Research & Development too high?
Multitude AG's current Research & Development is €0.0 Mil. Overall, Multitude AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Multitude AG's Research & Development compare to PNC and USB?
Multitude AG's Research & Development of €0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Banks company?
A good Research & Development depends on the Banks industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Multitude AG and its competitors. Multitude AG's current Research & Development is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Multitude AG stock overvalued right now?
Based on GuruFocus' analysis, Multitude AG (XTER:MULT) is currently considered Fairly Valued. The stock's GF Value™ is €5.07, compared to a current price of €5.42 — trading 6.9% above its estimated fair value. The current Research & Development is €0.0 Mil. Multitude AG's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Multitude AG (XTER:MULT), the current Research & Development is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Multitude AG (XTER:MULT) Overvalued in 2026?

Based on GuruFocus' analysis, Multitude AG stock appears to be overvalued. The current stock price of €5.42 is trading 6.9% above its estimated GF Value™ of €5.07. GuruFocus considers Multitude AG to be Fairly Valued.

Key valuation signals for XTER:MULT:

  • Research & Development: €0.0 Mil
  • GF Value™: €5.07 vs. price of €5.42 (6.9% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the XTER:MULT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Multitude AG Business Description

Other Exchanges 0R4W:UKMULT:Austria
Address Grafenauweg 8, Zug, CHE, 6300
Multitude AG is a fintech company providing digital financial and banking services to both individuals and businesses. Its reportable and operating segments are: Consumer Banking, SME Banking, and Wholesale Banking. Maximum revenue is derived from the Consumer Banking segment, which is operated under the Ferratum brand and offers digital consumer loans, credit lines, and credit card products. The SME Banking segment, which is operated under the CapitalBox brand, offers working capital and secured and non-secured lending solutions for small businesses, as well as other services such as invoice purchasing, and the Wholesale Banking, operated under the Multitude Bank brand, delivers lending and payment services to institutional clients, FinTechs, and payment service providers across Europe.
70GF Score

Get the complete analysis for XTER:MULT

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.42
Price
€5.07
GF Value