SY Holdings Group (FRA:9U0) Retained Earnings: €325.3 Mil (As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:9U0 SY Holdings Group Ltd FRA:9U0
59 GF Score
Price €0.72
GF Value €0.92
Valuation Modestly Undervalued
! 5 Warning Signs
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What is SY Holdings Group Retained Earnings?

SY Holdings Group FRA:9U0 59 Retained Earnings is €325.3 Mil as of Jun. 2026. GuruFocus rates FRA:9U0 with a GF Score™ of 59/100 and a GF Value™ of €0.92 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SY Holdings Group's retained earnings for the quarter that ended in Jun. 2026 was €325.3 Mil.

SY Holdings Group's quarterly retained earnings increased from Jun. 2025 (€253.2 Mil) to Dec. 2025 (€279.9 Mil) and increased from Dec. 2025 (€279.9 Mil) to Jun. 2026 (€325.3 Mil).

SY Holdings Group's annual retained earnings increased from Dec. 2023 (€203.7 Mil) to Dec. 2024 (€248.6 Mil) and increased from Dec. 2024 (€248.6 Mil) to Dec. 2025 (€279.9 Mil).


SY Holdings Group  (FRA:9U0) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SY Holdings Group Retained Earnings Historical Data

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The historical data trend for SY Holdings Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SY Holdings Group Retained Earnings Chart

SY Holdings Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 182.88 191.69 203.70 248.60 279.91

SY Holdings Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 222.99 248.60 253.24 279.91 325.32
FRA:9U0
59GF Score
SY Holdings Group Ltd FRA:9U0
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SY Holdings Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €325.3 Mil mean?
SY Holdings Group (FRA:9U0) has a Retained Earnings of €325.3 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SY Holdings Group and its competitors.
Is SY Holdings Group's Retained Earnings too high?
SY Holdings Group's current Retained Earnings is €325.3 Mil. Overall, SY Holdings Group has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SY Holdings Group's Retained Earnings compare to V and MA?
SY Holdings Group's Retained Earnings of €325.3 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SY Holdings Group and its competitors. SY Holdings Group's current Retained Earnings is €325.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SY Holdings Group stock overvalued right now?
Based on GuruFocus' analysis, SY Holdings Group (FRA:9U0) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.92, compared to a current price of €0.72 — trading 22.3% below its estimated fair value. The current Retained Earnings is €325.3 Mil. SY Holdings Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SY Holdings Group (FRA:9U0), the current Retained Earnings is €325.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SY Holdings Group (FRA:9U0) Overvalued in 2026?

Based on GuruFocus' analysis, SY Holdings Group stock appears to be undervalued. The current stock price of €0.72 is trading 22.3% below its estimated GF Value™ of €0.92. GuruFocus considers SY Holdings Group to be Modestly Undervalued.

Key valuation signals for FRA:9U0:

  • Retained Earnings: €325.3 Mil
  • GF Value™: €0.92 vs. price of €0.72 (22.3% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FRA:9U0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SY Holdings Group Business Description

Other Exchanges 06069:Hong Kong
Address 3086 Jintian Road, 46th Floor, 47th Floor, DaBaiHui Plaza, Futian District, Shenzhen, CHN, 518048
SY Holdings Group Ltd is an investment holding company. This group is a supply chain fintech platform whose principal activities includes provision of digital financing solutions, platform-based technology services and refinancing of supply chain assets in the PRC. The company generates majority of its revenue from PRC.
59GF Score

Get the complete analysis for FRA:9U0

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.72
Price
€0.92
GF Value