Medibank Pvt (FRA:MPV) Retained Earnings: €1,274 Mil (As of Dec. 2025)

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FRA:MPV Medibank Pvt Ltd FRA:MPV
79 GF Score
Price €3.06
GF Value €2.64
! 6 Warning Signs
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What is Medibank Pvt Retained Earnings?

Medibank Pvt FRA:MPV +1.32% 79 Retained Earnings is €1,274 Mil as of Dec. 2025. GuruFocus rates FRA:MPV with a GF Score™ of 79/100 and a GF Value™ of €2.64. The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Medibank Pvt's retained earnings for the quarter that ended in Dec. 2025 was €1,274 Mil.

Medibank Pvt's quarterly retained earnings declined from Dec. 2024 (€1,282 Mil) to Jun. 2025 (€1,255 Mil) but then increased from Jun. 2025 (€1,255 Mil) to Dec. 2025 (€1,274 Mil).

Medibank Pvt's annual retained earnings increased from Jun. 2023 (€1,221 Mil) to Jun. 2024 (€1,276 Mil) but then declined from Jun. 2024 (€1,276 Mil) to Jun. 2025 (€1,255 Mil).


Medibank Pvt  (FRA:MPV) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Medibank Pvt Retained Earnings Historical Data

* Premium members only.

The historical data trend for Medibank Pvt's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medibank Pvt Retained Earnings Chart

Medibank Pvt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,141.44 1,219.83 1,221.27 1,275.93 1,255.06

Medibank Pvt Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,202.47 1,275.93 1,281.78 1,255.06 1,274.19
FRA:MPV
79GF Score
Medibank Pvt Ltd FRA:MPV
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Medibank Pvt Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €1,274 Mil mean?
Medibank Pvt (FRA:MPV) has a Retained Earnings of €1,274 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Medibank Pvt and its competitors.
Is Medibank Pvt's Retained Earnings too high?
Medibank Pvt's current Retained Earnings is €1,274 Mil. Overall, Medibank Pvt has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's Retained Earnings compare to FNF and AXS?
Medibank Pvt's Retained Earnings of €1,274 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Medibank Pvt and its competitors. Medibank Pvt's current Retained Earnings is €1,274 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Medibank Pvt (FRA:MPV) has a current Retained Earnings of €1,274 Mil. The stock's GF Value™ is €2.64, compared to a current price of €3.06 — trading 15.9% above its estimated fair value. The current Retained Earnings is €1,274 Mil. Medibank Pvt's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Medibank Pvt (FRA:MPV), the current Retained Earnings is €1,274 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medibank Pvt (FRA:MPV) Overvalued in 2026?

Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued. The current stock price of €3.06 is trading 15.9% above its estimated GF Value™ of €2.64.

Key valuation signals for FRA:MPV:

  • Retained Earnings: €1,274 Mil
  • GF Value™: €2.64 vs. price of €3.06 (15.9% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the FRA:MPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medibank Pvt Business Description

Address 695 Collins Street, Medibank Melbourne Hub, Level 2, Docklands, Melbourne, VIC, AUS, 3008
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
79GF Score

Get the complete analysis for FRA:MPV

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.06
Price
€2.64
GF Value