MyBucks (STU:MBC) Retained Earnings: €-68.86 Mil (As of Jun. 2019)

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What is MyBucks Retained Earnings?

MyBucks STU:MBC Retained Earnings is €-68.86 Mil as of Jun. 2019.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. MyBucks's retained earnings for the quarter that ended in Jun. 2019 was €-68.86 Mil.

MyBucks's quarterly retained earnings declined from Jun. 2018 (€-27.66 Mil) to Dec. 2018 (€-36.28 Mil) and declined from Dec. 2018 (€-36.28 Mil) to Jun. 2019 (€-68.86 Mil).

MyBucks's annual retained earnings declined from Jun. 2017 (€-16.80 Mil) to Jun. 2018 (€-27.66 Mil) and declined from Jun. 2018 (€-27.66 Mil) to Jun. 2019 (€-68.86 Mil).

MyBucks  (STU:MBC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.

MyBucks Retained Earnings Historical Data

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The historical data trend for MyBucks's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MyBucks Retained Earnings Chart

MyBucks Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19
Retained Earnings
0.01 -0.77 -16.80 -27.66 -68.86

MyBucks Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19
Retained Earnings Get a 7-Day Free Trial Premium Member Only -16.80 -20.51 -27.66 -36.28 -68.86

MyBucks Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €-68.86 Mil mean?
MyBucks (STU:MBC) has a Retained Earnings of €-68.86 Mil as of Jun. 2019. Retained earnings is the amount of net income not issued to shareholders. View historical data on MyBucks and its competitors.
Is MyBucks' Retained Earnings too high?
MyBucks' current Retained Earnings is €-68.86 Mil.
How does MyBucks' Retained Earnings compare to USB and TFC?
MyBucks' Retained Earnings of €-68.86 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on MyBucks and its competitors. MyBucks's current Retained Earnings is €-68.86 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MyBucks stock overvalued right now?
MyBucks (STU:MBC) has a current Retained Earnings of €-68.86 Mil. The current Retained Earnings is €-68.86 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For MyBucks (STU:MBC), the current Retained Earnings is €-68.86 Mil as of Jun. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MyBucks Business Description

Address 9 rue du Laboratoire, Luxembourg, LUX, 1911
MyBucks SA is a Luxembourg based fintech company. It provides financial products and services through technology to the low and middle-income customer segment. The company's banking products include lending, insurance, and banking, and is supported by the services such as mobile banking, credit reports with credit education features, financial budgeting, and emergency cover through insurance. The operating segments of the group are based on the geographical locations namely, Sub-Saharan Africa, Europe and South Africa. It generates the majority of the revenue from the Sub-Saharan Africa segment which offers lending products to clients and support to the firm.