MyBucks (STU:MBC) Scaled Net Operating Assets: 0.47 (As of Jun. 2019)


What is MyBucks Scaled Net Operating Assets?

MyBucks STU:MBC Scaled Net Operating Assets is 0.47 as of Jun. 2019.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

MyBucks's operating assets for the quarter that ended in Jun. 2019 was €191.95 Mil. MyBucks's operating liabilities for the quarter that ended in Jun. 2019 was €92.02 Mil. MyBucks's Total Assets for the quarter that ended in Dec. 2018 was €210.41 Mil. Therefore, MyBucks's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2019 was 0.47.

MyBucks Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

MyBucks's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2019 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2019 )
=(Operating Assets (A: Jun. 2019 )-Operating Liabilities (A: Jun. 2019 ))/Total Assets (A: Jun. 2018 )
=(191.952-92.016)/175.866
=0.57

where

Operating Assets(A: Jun. 2019 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=208.069 - 16.117
=191.952

Operating Liabilities(A: Jun. 2019 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=249.876 - 157.86 - 0
=92.016

MyBucks's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2019 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2019 )
=(Operating Assets (Q: Jun. 2019 )-Operating Liabilities (Q: Jun. 2019 ))/Total Assets (Q: Dec. 2018 )
=(191.952-92.016)/210.413
=0.47

where

Operating Assets(Q: Jun. 2019 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=208.069 - 16.117
=191.952

Operating Liabilities(Q: Jun. 2019 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=249.876 - 157.86 - 0
=92.016

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.47 mean?
MyBucks (STU:MBC) has a Scaled Net Operating Assets of 0.47 as of Jun. 2019. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on MyBucks and its competitors.
Is MyBucks' Scaled Net Operating Assets too high?
MyBucks' current Scaled Net Operating Assets is 0.47.
How does MyBucks' Scaled Net Operating Assets compare to USB and TFC?
MyBucks' Scaled Net Operating Assets of 0.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on MyBucks and its competitors. MyBucks's current Scaled Net Operating Assets is 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MyBucks stock overvalued right now?
MyBucks (STU:MBC) has a current Scaled Net Operating Assets of 0.47. The current Scaled Net Operating Assets is 0.47. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For MyBucks (STU:MBC), the current Scaled Net Operating Assets is 0.47 as of Jun. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MyBucks Business Description

Address 9 rue du Laboratoire, Luxembourg, LUX, 1911
MyBucks SA is a Luxembourg based fintech company. It provides financial products and services through technology to the low and middle-income customer segment. The company's banking products include lending, insurance, and banking, and is supported by the services such as mobile banking, credit reports with credit education features, financial budgeting, and emergency cover through insurance. The operating segments of the group are based on the geographical locations namely, Sub-Saharan Africa, Europe and South Africa. It generates the majority of the revenue from the Sub-Saharan Africa segment which offers lending products to clients and support to the firm.