Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
MyBucks's 3-Year RORE % for the quarter that ended in Jun. 2019 was 0.00%.
The industry rank for MyBucks's 3-Year RORE % or its related term are showing as below:
STU:MBC's 3-Year RORE % is not ranked *
in the Banks industry.
Industry Median: 9.92 * Ranked among companies with meaningful 3-Year RORE % only.
MyBucks (STU:MBC) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
MyBucks 3-Year RORE % Related Terms
MyBucks 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for MyBucks's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:MBC vs USB, TFC, PNC: 3-Year RORE % Comparison
For the Banks - Regional subindustry, MyBucks's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MyBucks 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, MyBucks's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where MyBucks's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2019 and 3-year before.
MyBucks (STU:MBC) has a 3-Year RORE % of 0.00 as of Jun. 2019. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on MyBucks and its competitors.
Is MyBucks' 3-Year RORE % too high?
MyBucks' current 3-Year RORE % is 0.00.
How does MyBucks' 3-Year RORE % compare to USB and TFC?
MyBucks' 3-Year RORE % of 0.00 can be compared against companies in the Banks industry. The industry median 3-Year RORE % is 9.92. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.92, based on 1,475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on MyBucks and its competitors. For the Banks industry, the median 3-Year RORE % is 9.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MyBucks's current 3-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MyBucks stock overvalued right now?
MyBucks (STU:MBC) has a current 3-Year RORE % of 0.00. The current 3-Year RORE % is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For MyBucks (STU:MBC), the current 3-Year RORE % is 0.00 as of Jun. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MyBucks SA is a Luxembourg based fintech company. It provides financial products and services through technology to the low and middle-income customer segment. The company's banking products include lending, insurance, and banking, and is supported by the services such as mobile banking, credit reports with credit education features, financial budgeting, and emergency cover through insurance. The operating segments of the group are based on the geographical locations namely, Sub-Saharan Africa, Europe and South Africa. It generates the majority of the revenue from the Sub-Saharan Africa segment which offers lending products to clients and support to the firm.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:MBC has been successfully added to your 