Bangkok Bank PCL (BKK:BBL-R) Return-on-Tangible-Asset: 0.95% (As of Mar. 2026) — Near Median


BKK:BBL-R Bangkok Bank PCL BKK:BBL-R
50 GF Score
Price ฿168.63
GF Value ฿138.77
! 5 Warning Signs
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What is Bangkok Bank PCL Return-on-Tangible-Asset?

Bangkok Bank PCL BKK:BBL-R 50 Return-on-Tangible-Asset is 0.95% as of Mar. 2026, which is 6% below its 10-year median of 1.01. GuruFocus rates BKK:BBL-R with a GF Score™ of 50/100 and a GF Value™ of ฿138.77. The stock has 5 warning signs investors should review. Among 1,532 Banks companies, Bangkok Bank PCL ranks worse than 51.57% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Bangkok Bank PCL's annualized Net Income for the quarter that ended in Mar. 2026 was ฿43,975 Mil. Bangkok Bank PCL's average total tangible assets for the quarter that ended in Mar. 2026 was ฿4,635,073 Mil. Therefore, Bangkok Bank PCL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.95%.

The historical rank and industry rank for Bangkok Bank PCL's Return-on-Tangible-Asset or its related term are showing as below:

BKK:BBL-R' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.49   Med: 1.01   Max: 1.14
Current: 0.97

During the past 13 years, Bangkok Bank PCL's highest Return-on-Tangible-Asset was 1.14%. The lowest was 0.49%. And the median was 1.01%.

BKK:BBL-R's Return-on-Tangible-Asset is ranked worse than
51.57% of 1532 companies
in the Banks industry
Industry Median: 0.99 vs BKK:BBL-R: 0.97

Bangkok Bank PCL  (BKK:BBL-R) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Bangkok Bank PCL Return-on-Tangible-Asset Related Terms


Bangkok Bank PCL Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Bangkok Bank PCL's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bangkok Bank PCL Return-on-Tangible-Asset Chart

Bangkok Bank PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.67 0.94 1.00 1.01

Bangkok Bank PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.11 1.03 1.21 0.68 0.95

Bangkok Bank PCL Return-on-Tangible-Asset Competitor Comparison

For the Banks - Regional subindustry, Bangkok Bank PCL's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bangkok Bank PCL Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Bangkok Bank PCL's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Bangkok Bank PCL's Return-on-Tangible-Asset falls into.


BKK:BBL-R
50GF Score
Bangkok Bank PCL BKK:BBL-R
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Bangkok Bank PCL Return-on-Tangible-Asset Calculation

Bangkok Bank PCL's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=46006.509/( (4523581.312+4583826.464)/ 2 )
=46006.509/4553703.888
=1.01 %

Bangkok Bank PCL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=43975.092/( (4583826.464+4686320.308)/ 2 )
=43975.092/4635073.386
=0.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.95% mean?
Bangkok Bank PCL (BKK:BBL-R) has a Return-on-Tangible-Asset of 0.95% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bangkok Bank PCL and its competitors. This is near median its historical median of 1.01. Over the past decade, Bangkok Bank PCL's Return-on-Tangible-Asset has ranged from 0.49 to 1.14. According to the industry distribution chart, Bangkok Bank PCL ranks #790 out of 1532 companies in the Banks industry, placing it in the top 51.6%.
Is Bangkok Bank PCL's Return-on-Tangible-Asset too high?
Bangkok Bank PCL's current Return-on-Tangible-Asset of 0.95% is near median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.14. The Banks industry median Return-on-Tangible-Asset is 0.99. Bangkok Bank PCL's value of 0.95% is 4% below this industry median. Based on the distribution chart, Bangkok Bank PCL ranks #790 out of 1532 companies in the Banks industry, which is below the industry midpoint. Overall, Bangkok Bank PCL has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Bank PCL's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Bangkok Bank PCL ranks #790 out of 1532 companies for Return-on-Tangible-Asset. This places Bangkok Bank PCL in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Bangkok Bank PCL's value of 0.95% is 4% below this benchmark. Historically, Bangkok Bank PCL's own Return-on-Tangible-Asset has ranged from 0.49 to 1.14 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 0.99, Bangkok Bank PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Bank PCL's current Return-on-Tangible-Asset of 0.95% is 4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bangkok Bank PCL and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Bank PCL's current Return-on-Tangible-Asset is 0.95%, which is near median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Bank PCL stock overvalued right now?
Bangkok Bank PCL (BKK:BBL-R) has a current Return-on-Tangible-Asset of 0.95%. The stock's GF Value™ is ฿138.77, compared to a current price of ฿168.63 — trading 21.5% above its estimated fair value. The current Return-on-Tangible-Asset is 0.95%, which is near median its 10-year median of 1.01 and 4% below the Banks industry median of 0.99. Bangkok Bank PCL's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bangkok Bank PCL (BKK:BBL-R), the current Return-on-Tangible-Asset is 0.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bangkok Bank PCL (BKK:BBL-R) Overvalued in 2026?

Based on GuruFocus' analysis, Bangkok Bank PCL stock appears to be overvalued. The current stock price of ฿168.63 is trading 21.5% above its estimated GF Value™ of ฿138.77.

Key valuation signals for BKK:BBL-R:

  • Return-on-Tangible-Asset: 0.95% (near median its 10-year median of 1.01)
  • GF Value™: ฿138.77 vs. price of ฿168.63 (21.5% above fair value)
  • GF Score™: 50/100 with 5 warning signs
  • Industry Position: 4% below the Banks median (#790 of 1532)

No single metric tells the full story. See the BKK:BBL-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bangkok Bank PCL Business Description

Address 333 Silom Road, Bangrak, Bangkok, THA, 10500
Bangkok Bank PCL is a Thai commercial bank with some international exposure. The bank's operaing segments are: Domestic banking, International banking, Investment banking, and Others. The majority of its revenue is generated from the Domestic banking segment, which provides financial services in domestic market. The main products and services offered under this segment are loans, deposits, trade finance, remittances and payments, electronic services, credit cards, debit cards and other related financial services. The International banking segment provides financial services through overseas branches and subsidiaries, and the Investment banking segment provides project services, corporate finance services, financial advisory services, securities business services, etc.
50GF Score

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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿168.63
Price
฿138.77
GF Value