Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Bangkok Bank PCL's 3-Year RORE % for the quarter that ended in Mar. 2026 was 2.46%.
The industry rank for Bangkok Bank PCL's 3-Year RORE % or its related term are showing as below:
BKK:BBL-R's 3-Year RORE % is ranked worse than 67.87% of 1469
companies
in the Banks industry
Industry Median: 9.87
vs BKK:BBL-R: 2.46
Bangkok Bank PCL (BKK:BBL-R) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Bangkok Bank PCL 3-Year RORE % Related Terms
Bangkok Bank PCL 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Bangkok Bank PCL's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Bank PCL 3-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Bangkok Bank PCL's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Bank PCL 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Bangkok Bank PCL's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Bangkok Bank PCL's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Bangkok Bank PCL (BKK:BBL-R) has a 3-Year RORE % of 2.46 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bangkok Bank PCL and its competitors. According to the industry distribution chart, Bangkok Bank PCL ranks #997 out of 1469 companies in the Banks industry, placing it in the top 67.9%.
Is Bangkok Bank PCL's 3-Year RORE % too high?
Bangkok Bank PCL's current 3-Year RORE % is 2.46. The Banks industry median 3-Year RORE % is 9.87. Bangkok Bank PCL's value of 2.46 is 75.1% below this industry median. Based on the distribution chart, Bangkok Bank PCL ranks #997 out of 1469 companies in the Banks industry, which is below the industry midpoint. Overall, Bangkok Bank PCL has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Bank PCL's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Bangkok Bank PCL ranks #997 out of 1469 companies for 3-Year RORE %. This places Bangkok Bank PCL in the lower half of its industry. The industry median 3-Year RORE % is 9.87. Bangkok Bank PCL's value of 2.46 is 75.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,469 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Bank PCL's current 3-Year RORE % of 2.46 is 75.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bangkok Bank PCL and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Bank PCL's current 3-Year RORE % is 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Bank PCL stock overvalued right now?
Bangkok Bank PCL (BKK:BBL-R) has a current 3-Year RORE % of 2.46. The stock's GF Value™ is ฿139.89, compared to a current price of ฿168.63 — trading 20.5% above its estimated fair value. The current 3-Year RORE % is 2.46 and 75.1% below the Banks industry median of 9.87. Bangkok Bank PCL's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Bangkok Bank PCL (BKK:BBL-R), the current 3-Year RORE % is 2.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Bank PCL (BKK:BBL-R) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Bank PCL stock appears to be overvalued.
The current stock price of ฿168.63 is trading 20.5% above its estimated GF Value™ of ฿139.89.
Key valuation signals for BKK:BBL-R:
3-Year RORE %: 2.46
GF Value™: ฿139.89 vs. price of ฿168.63 (20.5% above fair value)
Industry Position: 75.1% below the Banks median (#997 of 1469)
No single metric tells the full story. See the BKK:BBL-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Bank PCL is a Thai commercial bank with some international exposure. The bank's operaing segments are: Domestic banking, International banking, Investment banking, and Others. The majority of its revenue is generated from the Domestic banking segment, which provides financial services in domestic market. The main products and services offered under this segment are loans, deposits, trade finance, remittances and payments, electronic services, credit cards, debit cards and other related financial services. The International banking segment provides financial services through overseas branches and subsidiaries, and the Investment banking segment provides project services, corporate finance services, financial advisory services, securities business services, etc.
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