Chase Asia PCL (BKK:CHASE) Return-on-Tangible-Asset: 1.11% (As of Mar. 2026) — 73% Below Median

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BKK:CHASE Chase Asia PCL BKK:CHASE
53 GF Score
Price ฿0.56
GF Value ฿1.21
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Chase Asia PCL Return-on-Tangible-Asset?

Chase Asia PCL BKK:CHASE +1.82% 53 Return-on-Tangible-Asset is 1.11% as of Mar. 2026, which is 73% below its 10-year median of 4.18. GuruFocus rates BKK:CHASE with a GF Score™ of 53/100 and a GF Value™ of ฿1.21 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 546 Credit Services companies, Chase Asia PCL ranks worse than 73.44% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Chase Asia PCL's annualized Net Income for the quarter that ended in Mar. 2026 was ฿43.3 Mil. Chase Asia PCL's average total tangible assets for the quarter that ended in Mar. 2026 was ฿3,886.6 Mil. Therefore, Chase Asia PCL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.11%.

The historical rank and industry rank for Chase Asia PCL's Return-on-Tangible-Asset or its related term are showing as below:

BKK:CHASE' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.06   Med: 4.18   Max: 14.32
Current: 0.25

During the past 5 years, Chase Asia PCL's highest Return-on-Tangible-Asset was 14.32%. The lowest was 0.06%. And the median was 4.18%.

BKK:CHASE's Return-on-Tangible-Asset is ranked worse than
73.44% of 546 companies
in the Credit Services industry
Industry Median: 1.93 vs BKK:CHASE: 0.25

Chase Asia PCL  (BKK:CHASE) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Chase Asia PCL Return-on-Tangible-Asset Related Terms


Chase Asia PCL Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Chase Asia PCL's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chase Asia PCL Return-on-Tangible-Asset Chart

Chase Asia PCL Annual Data
Trend Dec20 Dec21 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
5.57 14.32 4.18 2.15 0.06

Chase Asia PCL Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.15 0.36 -0.62 1.11

BKK:CHASE vs V, MA, AXP: Return-on-Tangible-Asset Comparison

For the Credit Services subindustry, Chase Asia PCL's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chase Asia PCL Return-on-Tangible-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Chase Asia PCL's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Chase Asia PCL's Return-on-Tangible-Asset falls into.


BKK:CHASE
53GF Score
Chase Asia PCL BKK:CHASE
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chase Asia PCL Return-on-Tangible-Asset Calculation

Chase Asia PCL's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=2.235/( (4167.974+3904.467)/ 2 )
=2.235/4036.2205
=0.06 %

Chase Asia PCL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=43.276/( (3904.467+3868.693)/ 2 )
=43.276/3886.58
=1.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.11% mean?
Chase Asia PCL (BKK:CHASE) has a Return-on-Tangible-Asset of 1.11% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Chase Asia PCL and its competitors. This is 73% below median its historical median of 4.18. Over the past decade, Chase Asia PCL's Return-on-Tangible-Asset has ranged from 0.06 to 14.32. According to the industry distribution chart, Chase Asia PCL ranks #401 out of 546 companies in the Credit Services industry, placing it in the top 73.4%.
Is Chase Asia PCL's Return-on-Tangible-Asset too high?
Chase Asia PCL's current Return-on-Tangible-Asset of 1.11% is 73% below median its 10-year median of 4.18. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 14.32. The Credit Services industry median Return-on-Tangible-Asset is 1.93. Chase Asia PCL's value of 1.11% is 42.5% below this industry median. Based on the distribution chart, Chase Asia PCL ranks #401 out of 546 companies in the Credit Services industry, which is below the industry midpoint. Overall, Chase Asia PCL has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chase Asia PCL's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Chase Asia PCL ranks #401 out of 546 companies for Return-on-Tangible-Asset. This places Chase Asia PCL in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.93. Chase Asia PCL's value of 1.11% is 42.5% below this benchmark. Historically, Chase Asia PCL's own Return-on-Tangible-Asset has ranged from 0.06 to 14.32 over the past decade. While the company's 10-year median is 4.18 vs. the industry median of 1.93, Chase Asia PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.93, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chase Asia PCL's current Return-on-Tangible-Asset of 1.11% is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Chase Asia PCL and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chase Asia PCL's current Return-on-Tangible-Asset is 1.11%, which is 73% below median its own 10-year median of 4.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chase Asia PCL stock overvalued right now?
Based on GuruFocus' analysis, Chase Asia PCL (BKK:CHASE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿1.21, compared to a current price of ฿0.56 — trading 53.7% below its estimated fair value. The current Return-on-Tangible-Asset is 1.11%, which is 73% below median its 10-year median of 4.18 and 42.5% below the Credit Services industry median of 1.93. Chase Asia PCL's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Chase Asia PCL (BKK:CHASE), the current Return-on-Tangible-Asset is 1.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chase Asia PCL (BKK:CHASE) Overvalued in 2026?

Based on GuruFocus' analysis, Chase Asia PCL stock appears to be undervalued. The current stock price of ฿0.56 is trading 53.7% below its estimated GF Value™ of ฿1.21. GuruFocus considers Chase Asia PCL to be Significantly Undervalued.

Key valuation signals for BKK:CHASE:

  • Return-on-Tangible-Asset: 1.11% (73% below median its 10-year median of 4.18)
  • GF Value™: ฿1.21 vs. price of ฿0.56 (53.7% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 42.5% below the Credit Services median (#401 of 546)

No single metric tells the full story. See the BKK:CHASE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chase Asia PCL Business Description

Address Chaengwattana Road, No. 34/6, Moo 1, Khlong Kluea, Pakkret, Nonthaburi, THA, 11120
Chase Asia PCL principal business operations, together with its subsidiaries (the Group), include debt tracking and collection services, management of non-performing assets, and lending services. The Group operates through three main segments: debt tracking and collection services; management of non-performing assets, which generates the majority of revenue; and lending services.
53GF Score

Get the complete analysis for BKK:CHASE

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.56
Price
฿1.21
GF Value