Chase Asia PCL (BKK:CHASE) ROE %: 1.25% (As of Mar. 2026) — 75% Below Median

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BKK:CHASE Chase Asia PCL BKK:CHASE
53 GF Score
Price ฿0.56
GF Value ฿1.21
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Chase Asia PCL ROE %?

Chase Asia PCL BKK:CHASE +1.82% 53 ROE % is 1.25% as of Mar. 2026, which is 75% below its 10-year median of 5.02. GuruFocus rates BKK:CHASE with a GF Score™ of 53/100 and a GF Value™ of ฿1.21 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 530 Credit Services companies, Chase Asia PCL ranks worse than 76.98% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Chase Asia PCL's annualized net income for the quarter that ended in Mar. 2026 was ฿43.3 Mil. Chase Asia PCL's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ฿3,452.0 Mil. Therefore, Chase Asia PCL's annualized ROE % for the quarter that ended in Mar. 2026 was 1.25%.

The historical rank and industry rank for Chase Asia PCL's ROE % or its related term are showing as below:

BKK:CHASE' s ROE % Range Over the Past 10 Years
Min: 0.06   Med: 5.02   Max: 20.32
Current: 0.28

During the past 5 years, Chase Asia PCL's highest ROE % was 20.32%. The lowest was 0.06%. And the median was 5.02%.

BKK:CHASE's ROE % is ranked worse than
76.98% of 530 companies
in the Credit Services industry
Industry Median: 6.61 vs BKK:CHASE: 0.28

Chase Asia PCL  (BKK:CHASE) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=43.276/3451.967
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(43.276 / 711.152)*(711.152 / 3892.838)*(3892.838 / 3451.967)
=Net Margin %*Asset Turnover*Equity Multiplier
=6.09 %*0.1827*1.1277
=ROA %*Equity Multiplier
=1.11 %*1.1277
=1.25 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=43.276/3451.967
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (43.276 / 55.812) * (55.812 / 73.996) * (73.996 / 711.152) * (711.152 / 3892.838) * (3892.838 / 3451.967)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7754 * 0.7543 * 10.41 % * 0.1827 * 1.1277
=1.25 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Chase Asia PCL ROE % Related Terms


Chase Asia PCL ROE % Historical Data

* Premium members only.

The historical data trend for Chase Asia PCL's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chase Asia PCL ROE % Chart

Chase Asia PCL Annual Data
Trend Dec20 Dec21 Dec23 Dec24 Dec25
ROE %
9.52 20.32 5.02 2.52 0.06

Chase Asia PCL Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.18 0.41 -0.71 1.25

BKK:CHASE vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, Chase Asia PCL's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chase Asia PCL ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Chase Asia PCL's ROE % distribution charts can be found below:

* The bar in red indicates where Chase Asia PCL's ROE % falls into.


BKK:CHASE
53GF Score
Chase Asia PCL BKK:CHASE
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chase Asia PCL ROE % Calculation

Chase Asia PCL's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=2.235/( (3466.317+3446.557)/ 2 )
=2.235/3456.437
=0.06 %

Chase Asia PCL's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=43.276/( (3446.557+3457.377)/ 2 )
=43.276/3451.967
=1.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 1.25% mean?
Chase Asia PCL (BKK:CHASE) has a ROE % of 1.25% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Chase Asia PCL and its competitors. This is 75% below median its historical median of 5.02. Over the past decade, Chase Asia PCL's ROE % has ranged from 0.06 to 20.32. According to the industry distribution chart, Chase Asia PCL ranks #408 out of 530 companies in the Credit Services industry, placing it in the top 77%.
Is Chase Asia PCL's ROE % too high?
Chase Asia PCL's current ROE % of 1.25% is 75% below median its 10-year median of 5.02. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 20.32. The Credit Services industry median ROE % is 6.61. Chase Asia PCL's value of 1.25% is 81.1% below this industry median. Based on the distribution chart, Chase Asia PCL ranks #408 out of 530 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Chase Asia PCL has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chase Asia PCL's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Chase Asia PCL ranks #408 out of 530 companies for ROE %. This places Chase Asia PCL in the lower half of its industry. The industry median ROE % is 6.61. Chase Asia PCL's value of 1.25% is 81.1% below this benchmark. Historically, Chase Asia PCL's own ROE % has ranged from 0.06 to 20.32 over the past decade. While the company's 10-year median is 5.02 vs. the industry median of 6.61, Chase Asia PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chase Asia PCL's current ROE % of 1.25% is 81.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Chase Asia PCL and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chase Asia PCL's current ROE % is 1.25%, which is 75% below median its own 10-year median of 5.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chase Asia PCL stock overvalued right now?
Based on GuruFocus' analysis, Chase Asia PCL (BKK:CHASE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿1.21, compared to a current price of ฿0.56 — trading 53.7% below its estimated fair value. The current ROE % is 1.25%, which is 75% below median its 10-year median of 5.02 and 81.1% below the Credit Services industry median of 6.61. Chase Asia PCL's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Chase Asia PCL (BKK:CHASE), the current ROE % is 1.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chase Asia PCL (BKK:CHASE) Overvalued in 2026?

Based on GuruFocus' analysis, Chase Asia PCL stock appears to be undervalued. The current stock price of ฿0.56 is trading 53.7% below its estimated GF Value™ of ฿1.21. GuruFocus considers Chase Asia PCL to be Significantly Undervalued.

Key valuation signals for BKK:CHASE:

  • ROE %: 1.25% (75% below median its 10-year median of 5.02)
  • GF Value™: ฿1.21 vs. price of ฿0.56 (53.7% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 81.1% below the Credit Services median (#408 of 530)

No single metric tells the full story. See the BKK:CHASE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chase Asia PCL Business Description

Address Chaengwattana Road, No. 34/6, Moo 1, Khlong Kluea, Pakkret, Nonthaburi, THA, 11120
Chase Asia PCL principal business operations, together with its subsidiaries (the Group), include debt tracking and collection services, management of non-performing assets, and lending services. The Group operates through three main segments: debt tracking and collection services; management of non-performing assets, which generates the majority of revenue; and lending services.
53GF Score

Get the complete analysis for BKK:CHASE

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.56
Price
฿1.21
GF Value