Aar Shyam India Investment Co (BOM:542377) Return-on-Tangible-Asset: -8.37% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:542377 Aar Shyam India Investment Co Ltd BOM:542377
39 GF Score
Price ₹14.95
GF Value ₹2.44
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Aar Shyam India Investment Co Return-on-Tangible-Asset?

Aar Shyam India Investment Co BOM:542377 39 Return-on-Tangible-Asset is -8.37% as of Jun. 2026. GuruFocus rates BOM:542377 with a GF Score™ of 39/100 and a GF Value™ of ₹2.44 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 548 Credit Services companies, Aar Shyam India Investment Co ranks worse than 88.14% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Aar Shyam India Investment Co's annualized Net Income for the quarter that ended in Jun. 2026 was ₹-2.75 Mil. Aar Shyam India Investment Co's average total tangible assets for the quarter that ended in Jun. 2026 was ₹32.87 Mil. Therefore, Aar Shyam India Investment Co's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was -8.37%.

The historical rank and industry rank for Aar Shyam India Investment Co's Return-on-Tangible-Asset or its related term are showing as below:

BOM:542377' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -22.59   Med: 0   Max: 15.74
Current: -6.17

During the past 13 years, Aar Shyam India Investment Co's highest Return-on-Tangible-Asset was 15.74%. The lowest was -22.59%. And the median was 0.00%.

BOM:542377's Return-on-Tangible-Asset is ranked worse than
88.14% of 548 companies
in the Credit Services industry
Industry Median: 2.005 vs BOM:542377: -6.17

Aar Shyam India Investment Co  (BOM:542377) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Aar Shyam India Investment Co Return-on-Tangible-Asset Related Terms


Aar Shyam India Investment Co Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Aar Shyam India Investment Co's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aar Shyam India Investment Co Return-on-Tangible-Asset Chart

Aar Shyam India Investment Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 6.72 -8.94 -0.54 -22.59

Aar Shyam India Investment Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -66.33 -7.66 -6.43 -4.10 -8.37

BOM:542377 vs V, MA, AXP: Return-on-Tangible-Asset Comparison

For the Credit Services subindustry, Aar Shyam India Investment Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aar Shyam India Investment Co Return-on-Tangible-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aar Shyam India Investment Co's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Aar Shyam India Investment Co's Return-on-Tangible-Asset falls into.


BOM:542377
39GF Score
Aar Shyam India Investment Co Ltd BOM:542377
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aar Shyam India Investment Co Return-on-Tangible-Asset Calculation

Aar Shyam India Investment Co's annualized Return-on-Tangible-Asset for the fiscal year that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=-8.336/( (40.93+32.874)/ 2 )
=-8.336/36.902
=-22.59 %

Aar Shyam India Investment Co's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=-2.752/( (32.874+0)/ 1 )
=-2.752/32.874
=-8.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of -8.37% mean?
Aar Shyam India Investment Co (BOM:542377) has a Return-on-Tangible-Asset of -8.37% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Aar Shyam India Investment Co and its competitors. According to the industry distribution chart, Aar Shyam India Investment Co ranks #483 out of 548 companies in the Credit Services industry, placing it in the top 88.1%.
Is Aar Shyam India Investment Co's Return-on-Tangible-Asset too high?
Aar Shyam India Investment Co's current Return-on-Tangible-Asset is -8.37%. Based on the distribution chart, Aar Shyam India Investment Co ranks #483 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Aar Shyam India Investment Co has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aar Shyam India Investment Co's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Aar Shyam India Investment Co ranks #483 out of 548 companies for Return-on-Tangible-Asset. This places Aar Shyam India Investment Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 2.01, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Aar Shyam India Investment Co and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 2.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aar Shyam India Investment Co's current Return-on-Tangible-Asset is -8.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aar Shyam India Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Aar Shyam India Investment Co (BOM:542377) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹2.44, compared to a current price of ₹14.95 — trading 512.7% above its estimated fair value. The current Return-on-Tangible-Asset is -8.37%. Aar Shyam India Investment Co's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Aar Shyam India Investment Co (BOM:542377), the current Return-on-Tangible-Asset is -8.37% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aar Shyam India Investment Co (BOM:542377) Overvalued in 2026?

Based on GuruFocus' analysis, Aar Shyam India Investment Co stock appears to be overvalued. The current stock price of ₹14.95 is trading 512.7% above its estimated GF Value™ of ₹2.44. GuruFocus considers Aar Shyam India Investment Co to be Significantly Overvalued.

Key valuation signals for BOM:542377:

  • Return-on-Tangible-Asset: -8.37%
  • GF Value™: ₹2.44 vs. price of ₹14.95 (512.7% above fair value)
  • GF Score™: 39/100 with 5 warning signs

No single metric tells the full story. See the BOM:542377 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aar Shyam India Investment Co Business Description

Address Space No. 920, 9th Floor, Kirti Shikhar Building, District Centre, JanakPuri, New Delhi, IND, 110058
Aar Shyam India Investment Co Ltd operates as a non-banking financial company engaged in lending to industrial enterprises by providing loans, guarantees, and securities. The company focuses on offering financial support and investment services within India. Aar Shyam generates revenue through interest income from lending activities and financial investments, serving clients predominantly in industrial sectors.
39GF Score

Get the complete analysis for BOM:542377

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹14.95
Price
₹2.44
GF Value