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Aar Shyam India Investment CoBOM:542377 39 3-Year ROIIC % is 101.85 as of Mar. 2026, which is 24% above its 10-year median of 82.45. GuruFocus rates BOM:542377 with a GF Score™ of 39/100 and a GF Value™ of ₹2.45 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 394 Credit Services companies, Aar Shyam India Investment Co ranks better than 94.42% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Aar Shyam India Investment Co's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 101.85%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Aar Shyam India Investment Co (BOM:542377) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Aar Shyam India Investment Co 3-Year ROIIC % Related Terms
Aar Shyam India Investment Co 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aar Shyam India Investment Co 3-Year ROIIC % Chart
BOM:542377 vs V, MA, AXP: 3-Year ROIIC % Comparison
For the Credit Services subindustry, Aar Shyam India Investment Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aar Shyam India Investment Co 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aar Shyam India Investment Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Aar Shyam India Investment Co's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( -8.338 (Mar. 2026) - 3.0359802 (Mar. 2023) )
/
( 31.998 (Mar. 2026) - 43.165 (Mar. 2023) )
=
-11.3739802
/
-11.167
=
101.85%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Aar Shyam India Investment Co (BOM:542377) has a 3-Year ROIIC % of 101.85 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Aar Shyam India Investment Co and its competitors. This is 24% above median its historical median of 82.45. According to the industry distribution chart, Aar Shyam India Investment Co ranks #22 out of 394 companies in the Credit Services industry, placing it in the top 5.6%.
Is Aar Shyam India Investment Co's 3-Year ROIIC % too high?
Aar Shyam India Investment Co's current 3-Year ROIIC % of 101.85 is 24% above median its 10-year median of 82.45. The Credit Services industry median 3-Year ROIIC % is 2.90. Aar Shyam India Investment Co's value of 101.85 is 3412.1% above this industry median. Based on the distribution chart, Aar Shyam India Investment Co ranks #22 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Aar Shyam India Investment Co has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aar Shyam India Investment Co's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Aar Shyam India Investment Co ranks #22 out of 394 companies for 3-Year ROIIC %. This places Aar Shyam India Investment Co in the top 6% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 2.90. Aar Shyam India Investment Co's value of 101.85 is 3412.1% above this benchmark. While the company's 10-year median is 82.45 vs. the industry median of 2.90, Aar Shyam India Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.90, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aar Shyam India Investment Co's current 3-Year ROIIC % of 101.85 is 3412.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Aar Shyam India Investment Co and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aar Shyam India Investment Co's current 3-Year ROIIC % is 101.85, which is 24% above median its own 10-year median of 82.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aar Shyam India Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Aar Shyam India Investment Co (BOM:542377) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹2.45, compared to a current price of ₹14.95 — trading 510.2% above its estimated fair value. The current 3-Year ROIIC % is 101.85, which is 24% above median its 10-year median of 82.45 and 3412.1% above the Credit Services industry median of 2.90. Aar Shyam India Investment Co's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Aar Shyam India Investment Co (BOM:542377), the current 3-Year ROIIC % is 101.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aar Shyam India Investment Co (BOM:542377) Overvalued in 2026?
Based on GuruFocus' analysis, Aar Shyam India Investment Co stock appears to be overvalued.
The current stock price of ₹14.95 is trading 510.2% above its estimated GF Value™ of ₹2.45.
GuruFocus considers Aar Shyam India Investment Co to be Significantly Overvalued.
Key valuation signals for BOM:542377:
3-Year ROIIC %: 101.85 (24% above median its 10-year median of 82.45)
GF Value™: ₹2.45 vs. price of ₹14.95 (510.2% above fair value)
Industry Position: 3412.1% above the Credit Services median (#22 of 394)
No single metric tells the full story. See the BOM:542377 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aar Shyam India Investment Co Ltd operates as a non-banking financial company engaged in lending to industrial enterprises by providing loans, guarantees, and securities. The company focuses on offering financial support and investment services within India. Aar Shyam generates revenue through interest income from lending activities and financial investments, serving clients predominantly in industrial sectors.
39GF Score
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