Hope BancorpHOPE +0.52%58 Return-on-Tangible-Asset is 0.65% as of Mar. 2026, which is 40% below its 10-year median of 1.08. GuruFocus rates HOPE with a GF Score™ of 58/100 and a GF Value™ of $11.70 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Hope Bancorp ranks worse than 82.97% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Hope Bancorp's annualizedNet Income for the quarter that ended in Mar. 2026 was $118.2 Mil. Hope Bancorp's average total tangible assets for the quarter that ended in Mar. 2026 was $18,067.3 Mil. Therefore, Hope Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.65%.
The historical rank and industry rank for Hope Bancorp's Return-on-Tangible-Asset or its related term are showing as below:
HOPE'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.36 Med: 1.08 Max: 1.33
Current: 0.39
During the past 13 years, Hope Bancorp's highest Return-on-Tangible-Asset was 1.33%. The lowest was 0.36%. And the median was 1.08%.
HOPE's Return-on-Tangible-Asset is ranked worse than 82.97% of 1527
companies
in the Banks industry
Industry Median: 0.99
vs HOPE: 0.39
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Hope Bancorp Return-on-Tangible-Asset Related Terms
Hope Bancorp Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Hope Bancorp's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HOPE vs TCBK, RBCAA, BY: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Hope Bancorp's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hope Bancorp Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Hope Bancorp's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Hope Bancorp's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.65% mean?
Hope Bancorp (HOPE) has a Return-on-Tangible-Asset of 0.65% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hope Bancorp and its competitors. This is 40% below median its historical median of 1.08. Over the past decade, Hope Bancorp's Return-on-Tangible-Asset has ranged from 0.36 to 1.33. According to the industry distribution chart, Hope Bancorp ranks #1267 out of 1527 companies in the Banks industry, placing it in the top 83%.
Is Hope Bancorp's Return-on-Tangible-Asset too high?
Hope Bancorp's current Return-on-Tangible-Asset of 0.65% is 40% below median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.33. The Banks industry median Return-on-Tangible-Asset is 0.99. Hope Bancorp's value of 0.65% is 34.3% below this industry median. Based on the distribution chart, Hope Bancorp ranks #1267 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hope Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hope Bancorp's Return-on-Tangible-Asset compare to TCBK and RBCAA?
According to the Banks industry distribution chart, Hope Bancorp ranks #1267 out of 1527 companies for Return-on-Tangible-Asset. This places Hope Bancorp in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Hope Bancorp's value of 0.65% is 34.3% below this benchmark. Historically, Hope Bancorp's own Return-on-Tangible-Asset has ranged from 0.36 to 1.33 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 0.99, Hope Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hope Bancorp's current Return-on-Tangible-Asset of 0.65% is 34.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hope Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hope Bancorp's current Return-on-Tangible-Asset is 0.65%, which is 40% below median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hope Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Hope Bancorp (HOPE) is currently considered Modestly Overvalued. The stock's GF Value™ is $11.70, compared to a current price of $13.45 — trading 14.9% above its estimated fair value. The current Return-on-Tangible-Asset is 0.65%, which is 40% below median its 10-year median of 1.08 and 34.3% below the Banks industry median of 0.99. Hope Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Hope Bancorp (HOPE), the current Return-on-Tangible-Asset is 0.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hope Bancorp (HOPE) Overvalued in 2026?
Based on GuruFocus' analysis, Hope Bancorp stock appears to be overvalued.
The current stock price of $13.45 is trading 14.9% above its estimated GF Value™ of $11.70.
GuruFocus considers Hope Bancorp to be Modestly Overvalued.
Key valuation signals for HOPE:
Return-on-Tangible-Asset: 0.65% (40% below median its 10-year median of 1.08)
GF Value™: $11.70 vs. price of $13.45 (14.9% above fair value)
Industry Position: 34.3% below the Banks median (#1267 of 1527)
No single metric tells the full story. See the HOPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hope Bancorp Inc is a bank holding company engaged in providing financial services. It offers core business banking products for small and medium-sized businesses and individuals. Services offered by the bank include online banking, mobile banking, mortgage loans, credit cards, investment and wealth management services, and other banking services.
58GF Score
Get the complete analysis for HOPE
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HOPE has been successfully added to your 
