Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Dominion HoldingsPHS:DHI +3.88%49 Return-on-Tangible-Asset is 3.08% as of Mar. 2026, which is 122% above its 10-year median of 1.39. GuruFocus rates PHS:DHI with a GF Score™ of 49/100 and a GF Value™ of ₱1.51 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 545 Credit Services companies, Dominion Holdings ranks better than 72.48% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Dominion Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was ₱107.5 Mil. Dominion Holdings's average total tangible assets for the quarter that ended in Mar. 2026 was ₱3,493.0 Mil. Therefore, Dominion Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 3.08%.
The historical rank and industry rank for Dominion Holdings's Return-on-Tangible-Asset or its related term are showing as below:
PHS:DHI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.13 Med: 1.39 Max: 4.44
Current: 3.77
During the past 13 years, Dominion Holdings's highest Return-on-Tangible-Asset was 4.44%. The lowest was 0.13%. And the median was 1.39%.
PHS:DHI's Return-on-Tangible-Asset is ranked better than 72.48% of 545
companies
in the Credit Services industry
Industry Median: 1.92
vs PHS:DHI: 3.77
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Dominion Holdings Return-on-Tangible-Asset Related Terms
Dominion Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Dominion Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:DHI vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Dominion Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dominion Holdings Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dominion Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Dominion Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.08% mean?
Dominion Holdings (PHS:DHI) has a Return-on-Tangible-Asset of 3.08% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dominion Holdings and its competitors. This is 122% above median its historical median of 1.39. Over the past decade, Dominion Holdings' Return-on-Tangible-Asset has ranged from 0.13 to 4.44. According to the industry distribution chart, Dominion Holdings ranks #150 out of 545 companies in the Credit Services industry, placing it in the top 27.5%.
Is Dominion Holdings' Return-on-Tangible-Asset too high?
Dominion Holdings' current Return-on-Tangible-Asset of 3.08% is 122% above median its 10-year median of 1.39. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 4.44. The Credit Services industry median Return-on-Tangible-Asset is 1.92. Dominion Holdings' value of 3.08% is 60.4% above this industry median. Based on the distribution chart, Dominion Holdings ranks #150 out of 545 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dominion Holdings has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dominion Holdings' Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Dominion Holdings ranks #150 out of 545 companies for Return-on-Tangible-Asset. This puts Dominion Holdings in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.92. Dominion Holdings' value of 3.08% is 60.4% above this benchmark. Historically, Dominion Holdings' own Return-on-Tangible-Asset has ranged from 0.13 to 4.44 over the past decade. While the company's 10-year median is 1.39 vs. the industry median of 1.92, Dominion Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.92, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dominion Holdings's current Return-on-Tangible-Asset of 3.08% is 60.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dominion Holdings and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dominion Holdings's current Return-on-Tangible-Asset is 3.08%, which is 122% above median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dominion Holdings stock overvalued right now?
Based on GuruFocus' analysis, Dominion Holdings (PHS:DHI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.51, compared to a current price of ₱7.50 — trading 396.7% above its estimated fair value. The current Return-on-Tangible-Asset is 3.08%, which is 122% above median its 10-year median of 1.39 and 60.4% above the Credit Services industry median of 1.92. Dominion Holdings' overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Dominion Holdings (PHS:DHI), the current Return-on-Tangible-Asset is 3.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dominion Holdings (PHS:DHI) Overvalued in 2026?
Based on GuruFocus' analysis, Dominion Holdings stock appears to be overvalued.
The current stock price of ₱7.50 is trading 396.7% above its estimated GF Value™ of ₱1.51.
GuruFocus considers Dominion Holdings to be Significantly Overvalued.
Key valuation signals for PHS:DHI:
Return-on-Tangible-Asset: 3.08% (122% above median its 10-year median of 1.39)
GF Value™: ₱1.51 vs. price of ₱7.50 (396.7% above fair value)
Industry Position: 60.4% above the Credit Services median (#150 of 545)
No single metric tells the full story. See the PHS:DHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dominion Holdings Inc offers leasing and financing products to both individual and corporate clients. The company's objective and primary purpose is to hold/own real estate properties, securities/shares of stocks, and other assets of other companies, and engage in investment and business activities involving these assets. The company operates in four main geographical segments, namely the Philippines, Singapore Branch, Hong Kong Branch and Hong Kong Subsidiary, and the Rest of the World. The majority of its revenue is generated from the Philippines segment.
49GF Score
Get the complete analysis for PHS:DHI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:DHI has been successfully added to your 
