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Fukui BankTSE:8362 -1.44%50 Return-on-Tangible-Asset is 0.31% as of Mar. 2026, which is 158% above its 10-year median of 0.12. GuruFocus rates TSE:8362 with a GF Score™ of 50/100 and a GF Value™ of 円2,239.94 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Fukui Bank ranks worse than 90.25% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Fukui Bank's annualizedNet Income for the quarter that ended in Mar. 2026 was 円13,220 Mil. Fukui Bank's average total tangible assets for the quarter that ended in Mar. 2026 was 円4,314,126 Mil. Therefore, Fukui Bank's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.31%.
The historical rank and industry rank for Fukui Bank's Return-on-Tangible-Asset or its related term are showing as below:
TSE:8362'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.12 Max: 0.2
Current: 0.2
During the past 13 years, Fukui Bank's highest Return-on-Tangible-Asset was 0.20%. The lowest was 0.04%. And the median was 0.12%.
TSE:8362's Return-on-Tangible-Asset is ranked worse than 90.25% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs TSE:8362: 0.20
Fukui Bank (TSE:8362) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Fukui Bank Return-on-Tangible-Asset Related Terms
Fukui Bank Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Fukui Bank's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fukui Bank Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Fukui Bank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fukui Bank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Fukui Bank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Fukui Bank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.31% mean?
Fukui Bank (TSE:8362) has a Return-on-Tangible-Asset of 0.31% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Fukui Bank and its competitors. This is 158% above median its historical median of 0.12. Over the past decade, Fukui Bank's Return-on-Tangible-Asset has ranged from 0.04 to 0.20. According to the industry distribution chart, Fukui Bank ranks #1379 out of 1528 companies in the Banks industry, placing it in the top 90.2%.
Is Fukui Bank's Return-on-Tangible-Asset too high?
Fukui Bank's current Return-on-Tangible-Asset of 0.31% is 158% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.20. The Banks industry median Return-on-Tangible-Asset is 1.01. Fukui Bank's value of 0.31% is 69.3% below this industry median. Based on the distribution chart, Fukui Bank ranks #1379 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fukui Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fukui Bank's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Fukui Bank ranks #1379 out of 1528 companies for Return-on-Tangible-Asset. This places Fukui Bank in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Fukui Bank's value of 0.31% is 69.3% below this benchmark. Historically, Fukui Bank's own Return-on-Tangible-Asset has ranged from 0.04 to 0.20 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 1.01, Fukui Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fukui Bank's current Return-on-Tangible-Asset of 0.31% is 69.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Fukui Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fukui Bank's current Return-on-Tangible-Asset is 0.31%, which is 158% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukui Bank stock overvalued right now?
Based on GuruFocus' analysis, Fukui Bank (TSE:8362) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,239.94, compared to a current price of 円6,180.00 — trading 175.9% above its estimated fair value. The current Return-on-Tangible-Asset is 0.31%, which is 158% above median its 10-year median of 0.12 and 69.3% below the Banks industry median of 1.01. Fukui Bank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Fukui Bank (TSE:8362), the current Return-on-Tangible-Asset is 0.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fukui Bank (TSE:8362) Overvalued in 2026?
Based on GuruFocus' analysis, Fukui Bank stock appears to be overvalued.
The current stock price of 円6,180.00 is trading 175.9% above its estimated GF Value™ of 円2,239.94.
GuruFocus considers Fukui Bank to be Significantly Overvalued.
Key valuation signals for TSE:8362:
Return-on-Tangible-Asset: 0.31% (158% above median its 10-year median of 0.12)
GF Value™: 円2,239.94 vs. price of 円6,180.00 (175.9% above fair value)
Industry Position: 69.3% below the Banks median (#1379 of 1528)
No single metric tells the full story. See the TSE:8362 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fukui Bank Ltd is a Japanese banking services provider that generates the majority of revenue domestically. The bank operates through three segments: banking, lease, and others. The largest driver of revenue is the banking segment, which provides regional banking services such as deposits, credit and debit cards, personal loans, mortgages, car insurance, investment trusts, pensions, annuities, Internet banking, and foreign exchange. The lease segment provides finance leasing services. The other segment is engaged in computer-related services.
50GF Score
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