Fukui Bank (TSE:8362) Scaled Net Operating Assets: -0.06 (As of Mar. 2026)


TSE:8362 Fukui Bank Ltd TSE:8362
54 GF Score
Price 円6,050.00
GF Value 円2,223.18
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Fukui Bank Scaled Net Operating Assets?

Fukui Bank TSE:8362 +0.67% 54 Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus rates TSE:8362 with a GF Score™ of 54/100 and a GF Value™ of 円2,223.18 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Fukui Bank's operating assets for the quarter that ended in Mar. 2026 was 円3,514,083 Mil. Fukui Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円3,785,334 Mil. Fukui Bank's Total Assets for the quarter that ended in Dec. 2025 was 円4,315,450 Mil. Therefore, Fukui Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.06.

TSE:8362
54GF Score
Fukui Bank Ltd TSE:8362
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Fukui Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Fukui Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(3514083-3785334)/4286795
=-0.06

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4314363 - 800280
=3514083

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4161392 - 376058 - 0
=3785334

Fukui Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3514083-3785334)/4315450
=-0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4314363 - 800280
=3514083

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4161392 - 376058 - 0
=3785334

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.06 mean?
Fukui Bank (TSE:8362) has a Scaled Net Operating Assets of -0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Fukui Bank and its competitors.
Is Fukui Bank's Scaled Net Operating Assets too high?
Fukui Bank's current Scaled Net Operating Assets is -0.06. Overall, Fukui Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fukui Bank's Scaled Net Operating Assets compare to competitors?
Fukui Bank's Scaled Net Operating Assets of -0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Fukui Bank and its competitors. Fukui Bank's current Scaled Net Operating Assets is -0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukui Bank stock overvalued right now?
Based on GuruFocus' analysis, Fukui Bank (TSE:8362) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,223.18, compared to a current price of 円6,050.00 — trading 172.1% above its estimated fair value. The current Scaled Net Operating Assets is -0.06. Fukui Bank's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Fukui Bank (TSE:8362), the current Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fukui Bank (TSE:8362) Overvalued in 2026?

Based on GuruFocus' analysis, Fukui Bank stock appears to be overvalued. The current stock price of 円6,050.00 is trading 172.1% above its estimated GF Value™ of 円2,223.18. GuruFocus considers Fukui Bank to be Significantly Overvalued.

Key valuation signals for TSE:8362:

  • Scaled Net Operating Assets: -0.06
  • GF Value™: 円2,223.18 vs. price of 円6,050.00 (172.1% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the TSE:8362 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fukui Bank Business Description

Address 1-1, Junka 1-chome, Fukui, JPN, 910-8660
Fukui Bank Ltd is a Japanese banking services provider that generates the majority of revenue domestically. The bank operates through three segments: banking, lease, and others. The largest driver of revenue is the banking segment, which provides regional banking services such as deposits, credit and debit cards, personal loans, mortgages, car insurance, investment trusts, pensions, annuities, Internet banking, and foreign exchange. The lease segment provides finance leasing services. The other segment is engaged in computer-related services.
54GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,050.00
Price
円2,223.18
GF Value