Fukui Bank (TSE:8362) Cyclically Adjusted PS Ratio: 2.80 (As of Aug. 05, 2026) — 198% Above Median

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TSE:8362 Fukui Bank Ltd TSE:8362
50 GF Score
Price 円5,850.00
GF Value 円2,237.84
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Fukui Bank Cyclically Adjusted PS Ratio?

Fukui Bank TSE:8362 +5.60% 50 Cyclically Adjusted PS Ratio is 2.80 as of Aug. 05, 2026, which is 198% above its 10-year median of 0.94. GuruFocus rates TSE:8362 with a GF Score™ of 50/100 and a GF Value™ of 円2,237.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Fukui Bank ranks better than 59.2% on this metric.

As of today (2026-08-05), Fukui Bank's current share price is 円5850.00. Fukui Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円2,088.77. Fukui Bank's Cyclically Adjusted PS Ratio for today is 2.80.

The historical rank and industry rank for Fukui Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8362' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.65   Med: 0.94   Max: 2.96
Current: 2.96

During the past years, Fukui Bank's highest Cyclically Adjusted PS Ratio was 2.96. The lowest was 0.65. And the median was 0.94.

TSE:8362's Cyclically Adjusted PS Ratio is ranked better than
59.2% of 1299 companies
in the Banks industry
Industry Median: 3.41 vs TSE:8362: 2.96

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Fukui Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円736.355. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円2,088.77 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fukui Bank  (TSE:8362) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Fukui Bank Cyclically Adjusted PS Ratio Related Terms


Fukui Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Fukui Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fukui Bank Cyclically Adjusted PS Ratio Chart

Fukui Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.83 1.05 0.91 1.53

Fukui Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.87 1.05 1.26 1.53

Fukui Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Fukui Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fukui Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fukui Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Fukui Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8362
50GF Score
Fukui Bank Ltd TSE:8362
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fukui Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Fukui Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=5850.00/2088.77
=2.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fukui Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Fukui Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=736.355/112.7000*112.7000
=736.355

Current CPI (Mar. 2026) = 112.7000.

Fukui Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 427.292 98.100 490.885
201609 447.856 98.000 515.034
201612 434.539 98.400 497.688
201703 304.331 98.100 349.624
201706 420.203 98.500 480.780
201709 416.040 98.800 474.572
201712 429.501 99.400 486.969
201803 294.209 99.200 334.248
201806 419.456 99.200 476.539
201809 386.637 99.900 436.176
201812 384.387 99.700 434.508
201903 338.329 99.700 382.444
201906 370.435 99.800 418.317
201909 394.510 100.100 444.169
201912 365.571 100.500 409.949
202003 363.701 100.300 408.665
202006 458.739 99.900 517.516
202009 391.167 99.900 441.286
202012 418.086 99.300 474.504
202103 367.022 99.900 414.048
202106 412.934 99.500 467.715
202109 403.382 100.100 454.157
202112 526.412 100.100 592.674
202203 472.648 101.100 526.879
202206 547.213 101.800 605.805
202209 462.897 103.100 505.999
202212 452.955 104.100 490.375
202303 682.900 104.400 737.192
202306 467.801 105.200 501.152
202309 545.951 106.200 579.366
202312 625.939 106.800 660.518
202403 564.146 107.200 593.090
202406 627.687 108.200 653.792
202409 639.942 108.900 662.272
202412 639.752 110.700 651.310
202503 540.141 111.100 547.920
202506 720.235 111.700 726.683
202509 588.407 112.000 592.085
202512 716.357 113.000 714.455
202603 736.355 112.700 736.355

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.80 mean?
Fukui Bank (TSE:8362) has a Cyclically Adjusted PS Ratio of 2.80 as of Aug. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fukui Bank and its competitors. This is 198% above median its historical median of 0.94. Over the past decade, Fukui Bank's Cyclically Adjusted PS Ratio has ranged from 0.65 to 2.96. According to the industry distribution chart, Fukui Bank ranks #530 out of 1299 companies in the Banks industry, placing it in the top 40.8%.
Is Fukui Bank's Cyclically Adjusted PS Ratio too high?
Fukui Bank's current Cyclically Adjusted PS Ratio of 2.80 is 198% above median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 2.96. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Fukui Bank's value of 2.80 is 17.9% below this industry median. Based on the distribution chart, Fukui Bank ranks #530 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, Fukui Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fukui Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Fukui Bank ranks #530 out of 1299 companies for Cyclically Adjusted PS Ratio. This puts Fukui Bank in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Fukui Bank's value of 2.80 is 17.9% below this benchmark. Historically, Fukui Bank's own Cyclically Adjusted PS Ratio has ranged from 0.65 to 2.96 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 3.41, Fukui Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fukui Bank's current Cyclically Adjusted PS Ratio of 2.80 is 17.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fukui Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fukui Bank's current Cyclically Adjusted PS Ratio is 2.80, which is 198% above median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukui Bank stock overvalued right now?
Based on GuruFocus' analysis, Fukui Bank (TSE:8362) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,237.84, compared to a current price of 円5,850.00 — trading 161.4% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.80, which is 198% above median its 10-year median of 0.94 and 17.9% below the Banks industry median of 3.41. Fukui Bank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Fukui Bank (TSE:8362), the current Cyclically Adjusted PS Ratio is 2.80 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fukui Bank (TSE:8362) Overvalued in 2026?

Based on GuruFocus' analysis, Fukui Bank stock appears to be overvalued. The current stock price of 円5,850.00 is trading 161.4% above its estimated GF Value™ of 円2,237.84. GuruFocus considers Fukui Bank to be Significantly Overvalued.

Key valuation signals for TSE:8362:

  • Cyclically Adjusted PS Ratio: 2.80 (198% above median its 10-year median of 0.94)
  • GF Value™: 円2,237.84 vs. price of 円5,850.00 (161.4% above fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 17.9% below the Banks median (#530 of 1299)

No single metric tells the full story. See the TSE:8362 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fukui Bank Business Description

Address 1-1, Junka 1-chome, Fukui, JPN, 910-8660
Fukui Bank Ltd is a Japanese banking services provider that generates the majority of revenue domestically. The bank operates through three segments: banking, lease, and others. The largest driver of revenue is the banking segment, which provides regional banking services such as deposits, credit and debit cards, personal loans, mortgages, car insurance, investment trusts, pensions, annuities, Internet banking, and foreign exchange. The lease segment provides finance leasing services. The other segment is engaged in computer-related services.
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Get the complete analysis for TSE:8362

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,850.00
Price
円2,237.84
GF Value