Bank of Bahrain and Kuwait BSCBAH:BBK 13 Return-on-Tangible-Equity is 17.76% as of Mar. 2026, which is 45% above its 10-year median of 12.22. GuruFocus rates BAH:BBK with a GF Score™ of 13/100 and a GF Value™ of BHD0.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Bank of Bahrain and Kuwait BSC ranks better than 69.4% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bank of Bahrain and Kuwait BSC's annualized net income for the quarter that ended in Mar. 2026 was BHD104.4 Mil. Bank of Bahrain and Kuwait BSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was BHD587.9 Mil. Therefore, Bank of Bahrain and Kuwait BSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 17.76%.
The historical rank and industry rank for Bank of Bahrain and Kuwait BSC's Return-on-Tangible-Equity or its related term are showing as below:
BAH:BBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.85 Med: 12.22 Max: 14.48
Current: 14.11
During the past 13 years, Bank of Bahrain and Kuwait BSC's highest Return-on-Tangible-Equity was 14.48%. The lowest was 9.85%. And the median was 12.22%.
BAH:BBK's Return-on-Tangible-Equity is ranked better than 69.4% of 1526
companies
in the Banks industry
Industry Median: 11.195
vs BAH:BBK: 14.11
Bank of Bahrain and Kuwait BSC (BAH:BBK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bank of Bahrain and Kuwait BSC Return-on-Tangible-Equity Related Terms
Bank of Bahrain and Kuwait BSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Bahrain and Kuwait BSC Return-on-Tangible-Equity Chart
BAH:BBK vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Bank of Bahrain and Kuwait BSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Bahrain and Kuwait BSC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Bahrain and Kuwait BSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Bahrain and Kuwait BSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 17.76% mean?
Bank of Bahrain and Kuwait BSC (BAH:BBK) has a Return-on-Tangible-Equity of 17.76% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Bahrain and Kuwait BSC and its competitors. This is 45% above median its historical median of 12.22. Over the past decade, Bank of Bahrain and Kuwait BSC's Return-on-Tangible-Equity has ranged from 9.85 to 14.48. According to the industry distribution chart, Bank of Bahrain and Kuwait BSC ranks #467 out of 1526 companies in the Banks industry, placing it in the top 30.6%.
Is Bank of Bahrain and Kuwait BSC's Return-on-Tangible-Equity too high?
Bank of Bahrain and Kuwait BSC's current Return-on-Tangible-Equity of 17.76% is 45% above median its 10-year median of 12.22. Over the past 10 years, this metric has ranged from a low of 9.85 to a high of 14.48. The Banks industry median Return-on-Tangible-Equity is 11.20. Bank of Bahrain and Kuwait BSC's value of 17.76% is 58.6% above this industry median. Based on the distribution chart, Bank of Bahrain and Kuwait BSC ranks #467 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Bahrain and Kuwait BSC has a GF Score™ of 13/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Bahrain and Kuwait BSC's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Bahrain and Kuwait BSC ranks #467 out of 1526 companies for Return-on-Tangible-Equity. This puts Bank of Bahrain and Kuwait BSC in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Bank of Bahrain and Kuwait BSC's value of 17.76% is 58.6% above this benchmark. Historically, Bank of Bahrain and Kuwait BSC's own Return-on-Tangible-Equity has ranged from 9.85 to 14.48 over the past decade. While the company's 10-year median is 12.22 vs. the industry median of 11.20, Bank of Bahrain and Kuwait BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Bahrain and Kuwait BSC's current Return-on-Tangible-Equity of 17.76% is 58.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Bahrain and Kuwait BSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Bahrain and Kuwait BSC's current Return-on-Tangible-Equity is 17.76%, which is 45% above median its own 10-year median of 12.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Bahrain and Kuwait BSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Bahrain and Kuwait BSC (BAH:BBK) is currently considered Modestly Overvalued. The stock's GF Value™ is BHD0.51, compared to a current price of BHD0.58 — trading 14.5% above its estimated fair value. The current Return-on-Tangible-Equity is 17.76%, which is 45% above median its 10-year median of 12.22 and 58.6% above the Banks industry median of 11.20. Bank of Bahrain and Kuwait BSC's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bank of Bahrain and Kuwait BSC (BAH:BBK), the current Return-on-Tangible-Equity is 17.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Bahrain and Kuwait BSC (BAH:BBK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Bahrain and Kuwait BSC stock appears to be overvalued.
The current stock price of BHD0.58 is trading 14.5% above its estimated GF Value™ of BHD0.51.
GuruFocus considers Bank of Bahrain and Kuwait BSC to be Modestly Overvalued.
Key valuation signals for BAH:BBK:
Return-on-Tangible-Equity: 17.76% (45% above median its 10-year median of 12.22)
GF Value™: BHD0.51 vs. price of BHD0.58 (14.5% above fair value)
Industry Position: 58.6% above the Banks median (#467 of 1526)
No single metric tells the full story. See the BAH:BBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Bahrain and Kuwait BSC Business Description
Bank of Bahrain and Kuwait BSC is a public shareholding company engaged in providing commercial banking and wealth management services. The various products and services offered by the company include different types of deposit accounts, loans and advances, insurance and investment products, online banking, telebanking services, trade finance, and others. It also engages in credit card operations and business process outsourcing services through its subsidiaries. The company's operating segment includes Retail banking, Corporate banking, International banking, and Investment, treasury, and other activities. It generates maximum revenue from the Investment, treasury, and other activities segment. Geographically, it derives key revenue from Bahrain and also has a presence in other markets.
13GF Score
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