Bank of Bahrain and Kuwait BSCBAH:BBK 8 ROE % is 16.79% as of Mar. 2026, which is 37% above its 10-year median of 12.22. GuruFocus rates BAH:BBK with a GF Score™ of 8/100 and a GF Value™ of BHD0.52 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Bank of Bahrain and Kuwait BSC ranks better than 74.41% on this metric.
The historical rank and industry rank for Bank of Bahrain and Kuwait BSC's ROE % or its related term are showing as below:
BAH:BBK'
s ROE % Range Over the Past 10 Years
Min: 9.85 Med: 12.22 Max: 14.48
Current: 13.8
During the past 13 years, Bank of Bahrain and Kuwait BSC's highest ROE % was 14.48%. The lowest was 9.85%. And the median was 12.22%.
BAH:BBK's ROE % is ranked better than 74.41% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs BAH:BBK: 13.80
Bank of Bahrain and Kuwait BSC (BAH:BBK) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Bank of Bahrain and Kuwait BSC ROE % Related Terms
Bank of Bahrain and Kuwait BSC ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Bahrain and Kuwait BSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Bahrain and Kuwait BSC ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Bahrain and Kuwait BSC's ROE % distribution charts can be found below:
* The bar in red indicates where Bank of Bahrain and Kuwait BSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Bank of Bahrain and Kuwait BSC (BAH:BBK) has a ROE % of 16.79% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank of Bahrain and Kuwait BSC and its competitors. This is 37% above median its historical median of 12.22. Over the past decade, Bank of Bahrain and Kuwait BSC's ROE % has ranged from 9.85 to 14.48. According to the industry distribution chart, Bank of Bahrain and Kuwait BSC ranks #390 out of 1524 companies in the Banks industry, placing it in the top 25.6%.
Is Bank of Bahrain and Kuwait BSC's ROE % too high?
Bank of Bahrain and Kuwait BSC's current ROE % of 16.79% is 37% above median its 10-year median of 12.22. Over the past 10 years, this metric has ranged from a low of 9.85 to a high of 14.48. The Banks industry median ROE % is 10.22. Bank of Bahrain and Kuwait BSC's value of 16.79% is 64.3% above this industry median. Based on the distribution chart, Bank of Bahrain and Kuwait BSC ranks #390 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Bahrain and Kuwait BSC has a GF Score™ of 8/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Bahrain and Kuwait BSC's ROE % compare to PNC?
According to the Banks industry distribution chart, Bank of Bahrain and Kuwait BSC ranks #390 out of 1524 companies for ROE %. This puts Bank of Bahrain and Kuwait BSC in the upper half of its industry. The industry median ROE % is 10.22. Bank of Bahrain and Kuwait BSC's value of 16.79% is 64.3% above this benchmark. Historically, Bank of Bahrain and Kuwait BSC's own ROE % has ranged from 9.85 to 14.48 over the past decade. While the company's 10-year median is 12.22 vs. the industry median of 10.22, Bank of Bahrain and Kuwait BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Bahrain and Kuwait BSC's current ROE % of 16.79% is 64.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank of Bahrain and Kuwait BSC and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Bahrain and Kuwait BSC's current ROE % is 16.79%, which is 37% above median its own 10-year median of 12.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Bahrain and Kuwait BSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Bahrain and Kuwait BSC (BAH:BBK) is currently considered Modestly Overvalued. The stock's GF Value™ is BHD0.52, compared to a current price of BHD0.59 — trading 12.5% above its estimated fair value. The current ROE % is 16.79%, which is 37% above median its 10-year median of 12.22 and 64.3% above the Banks industry median of 10.22. Bank of Bahrain and Kuwait BSC's overall GF Score™ is 8/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bank of Bahrain and Kuwait BSC (BAH:BBK), the current ROE % is 16.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Bahrain and Kuwait BSC (BAH:BBK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Bahrain and Kuwait BSC stock appears to be overvalued.
The current stock price of BHD0.59 is trading 12.5% above its estimated GF Value™ of BHD0.52.
GuruFocus considers Bank of Bahrain and Kuwait BSC to be Modestly Overvalued.
Key valuation signals for BAH:BBK:
ROE %: 16.79% (37% above median its 10-year median of 12.22)
GF Value™: BHD0.52 vs. price of BHD0.59 (12.5% above fair value)
Industry Position: 64.3% above the Banks median (#390 of 1524)
No single metric tells the full story. See the BAH:BBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Bahrain and Kuwait BSC Business Description
Bank of Bahrain and Kuwait BSC is a public shareholding company engaged in providing commercial banking and wealth management services. The various products and services offered by the company include different types of deposit accounts, loans and advances, insurance and investment products, online banking, telebanking services, trade finance, and others. It also engages in credit card operations and business process outsourcing services through its subsidiaries. The company's operating segment includes Retail banking, Corporate banking, International banking, and Investment, treasury, and other activities. It generates maximum revenue from the Investment, treasury, and other activities segment. Geographically, it derives key revenue from Bahrain and also has a presence in other markets.
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