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Senco GoldBOM:543936 -0.29%95 Return-on-Tangible-Equity is 24.99% as of Mar. 2026, which is 44% above its 10-year median of 17.36. GuruFocus rates BOM:543936 with a GF Score™ of 95/100 and a GF Value™ of ₹502.10 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,065 Retail - Cyclical companies, Senco Gold ranks better than 77.46% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Senco Gold's annualized net income for the quarter that ended in Mar. 2026 was ₹6,275 Mil. Senco Gold's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹25,112 Mil. Therefore, Senco Gold's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 24.99%.
The historical rank and industry rank for Senco Gold's Return-on-Tangible-Equity or its related term are showing as below:
BOM:543936'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.57 Med: 17.36 Max: 26.17
Current: 26.17
During the past 13 years, Senco Gold's highest Return-on-Tangible-Equity was 26.17%. The lowest was 9.57%. And the median was 17.36%.
BOM:543936's Return-on-Tangible-Equity is ranked better than 77.46% of 1065
companies
in the Retail - Cyclical industry
Industry Median: 8.28
vs BOM:543936: 26.17
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Senco Gold Return-on-Tangible-Equity Related Terms
Senco Gold Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Senco Gold's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543936 vs TPR: Return-on-Tangible-Equity Comparison
For the Luxury Goods subindustry, Senco Gold's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senco Gold Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Senco Gold's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Senco Gold's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 24.99% mean?
Senco Gold (BOM:543936) has a Return-on-Tangible-Equity of 24.99% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Senco Gold and its competitors. This is 44% above median its historical median of 17.36. Over the past decade, Senco Gold's Return-on-Tangible-Equity has ranged from 9.57 to 26.17. According to the industry distribution chart, Senco Gold ranks #240 out of 1065 companies in the Retail - Cyclical industry, placing it in the top 22.5%.
Is Senco Gold's Return-on-Tangible-Equity too high?
Senco Gold's current Return-on-Tangible-Equity of 24.99% is 44% above median its 10-year median of 17.36. Over the past 10 years, this metric has ranged from a low of 9.57 to a high of 26.17. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.28. Senco Gold's value of 24.99% is 201.8% above this industry median. Based on the distribution chart, Senco Gold ranks #240 out of 1065 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Senco Gold has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Senco Gold's Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Senco Gold ranks #240 out of 1065 companies for Return-on-Tangible-Equity. This places Senco Gold in the top 23% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.28. Senco Gold's value of 24.99% is 201.8% above this benchmark. Historically, Senco Gold's own Return-on-Tangible-Equity has ranged from 9.57 to 26.17 over the past decade. While the company's 10-year median is 17.36 vs. the industry median of 8.28, Senco Gold has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.28, based on 1,065 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Senco Gold's current Return-on-Tangible-Equity of 24.99% is 201.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Senco Gold and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senco Gold's current Return-on-Tangible-Equity is 24.99%, which is 44% above median its own 10-year median of 17.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senco Gold stock overvalued right now?
Based on GuruFocus' analysis, Senco Gold (BOM:543936) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹502.10, compared to a current price of ₹388.70 — trading 22.6% below its estimated fair value. The current Return-on-Tangible-Equity is 24.99%, which is 44% above median its 10-year median of 17.36 and 201.8% above the Retail - Cyclical industry median of 8.28. Senco Gold's overall GF Score™ is 95/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Senco Gold (BOM:543936), the current Return-on-Tangible-Equity is 24.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senco Gold (BOM:543936) Overvalued in 2026?
Based on GuruFocus' analysis, Senco Gold stock appears to be undervalued.
The current stock price of ₹388.70 is trading 22.6% below its estimated GF Value™ of ₹502.10.
GuruFocus considers Senco Gold to be Modestly Undervalued.
Key valuation signals for BOM:543936:
Return-on-Tangible-Equity: 24.99% (44% above median its 10-year median of 17.36)
GF Value™: ₹502.10 vs. price of ₹388.70 (22.6% below fair value)
Industry Position: 201.8% above the Retail - Cyclical median (#240 of 1065)
No single metric tells the full story. See the BOM:543936 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senco Gold Ltd is a pan-India jewellery retail company with a history of more than five decades, and has a fourth-generation entrepreneur in the jewellery industry as its Promoter. The company principally sell gold and diamond jewellery and also sells jewellery made of silver, platinum, precious and semi-precious stones and other metals. Its other offerings also include costume jewellery, gold and silver coins and utensils made of silver. Its products are sold under the Senco Gold & Diamonds tradename, through multiple channels, including its 75 Company Operated Showrooms and 61 Franchisee Showrooms and various online platforms, including its website. Geographically, the company generates the majority of its revenue from India.
95GF Score
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