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Senco GoldBOM:543936 -1.27%95 Days Payable is 39.95 as of Mar. 2026, which is 198% above its 10-year median of 13.39. GuruFocus rates BOM:543936 with a GF Score™ of 95/100 and a GF Value™ of ₹499.35 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,103 Retail - Cyclical companies, Senco Gold ranks worse than 79.96% on this metric.
Senco Gold's average Accounts Payable for the
three
months ended in Mar. 2026 was ₹6,786 Mil. Senco Gold's Cost of Goods Sold for the
three
months ended in Mar. 2026 was ₹15,499 Mil.
Hence, Senco Gold's Days Payable for the
three
months ended in Mar. 2026 was 39.95.
The historical rank and industry rank for Senco Gold's Days Payable or its related term are showing as below:
BOM:543936'
s Days Payable Range Over the Past 10 Years
Min: 9.56 Med: 13.39 Max: 25.12
Current: 25.12
During the past 13 years, Senco Gold's highest Days Payable was 25.12. The lowest was 9.56. And the median was 13.39.
BOM:543936's Days Payable is ranked worse than 79.96% of 1103
companies
in the Retail - Cyclical industry
Industry Median: 51.29
vs BOM:543936: 25.12
Senco Gold's Days Payable
increased
from Mar. 2025 (12.07) to Mar. 2026 (39.95).
It may suggest that Senco Golddelayed paying its suppliers.
Senco Gold Days Payable Related Terms
Senco Gold Days Payable Historical Data
* Premium members only.
The historical data trend for Senco Gold's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Senco Gold's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senco Gold Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Senco Gold's Days Payable distribution charts can be found below:
* The bar in red indicates where Senco Gold's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Senco Gold's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Senco Gold (BOM:543936) has a Days Payable of 39.95 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Senco Gold and its competitors. This is 198% above median its historical median of 13.39. Over the past decade, Senco Gold's Days Payable has ranged from 9.56 to 25.12. According to the industry distribution chart, Senco Gold ranks #882 out of 1103 companies in the Retail - Cyclical industry, placing it in the top 80%.
Is Senco Gold's Days Payable too high?
Senco Gold's current Days Payable of 39.95 is 198% above median its 10-year median of 13.39. Over the past 10 years, this metric has ranged from a low of 9.56 to a high of 25.12. The Retail - Cyclical industry median Days Payable is 51.29. Senco Gold's value of 39.95 is 22.1% below this industry median. Based on the distribution chart, Senco Gold ranks #882 out of 1103 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Senco Gold has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Senco Gold's Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, Senco Gold ranks #882 out of 1103 companies for Days Payable. This places Senco Gold in the lower half of its industry. The industry median Days Payable is 51.29. Senco Gold's value of 39.95 is 22.1% below this benchmark. Historically, Senco Gold's own Days Payable has ranged from 9.56 to 25.12 over the past decade. While the company's 10-year median is 13.39 vs. the industry median of 51.29, Senco Gold has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.29, based on 1,103 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Senco Gold's current Days Payable of 39.95 is 22.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Senco Gold and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senco Gold's current Days Payable is 39.95, which is 198% above median its own 10-year median of 13.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senco Gold stock overvalued right now?
Based on GuruFocus' analysis, Senco Gold (BOM:543936) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹499.35, compared to a current price of ₹385.85 — trading 22.7% below its estimated fair value. The current Days Payable is 39.95, which is 198% above median its 10-year median of 13.39 and 22.1% below the Retail - Cyclical industry median of 51.29. Senco Gold's overall GF Score™ is 95/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Senco Gold (BOM:543936), the current Days Payable is 39.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senco Gold (BOM:543936) Overvalued in 2026?
Based on GuruFocus' analysis, Senco Gold stock appears to be undervalued.
The current stock price of ₹385.85 is trading 22.7% below its estimated GF Value™ of ₹499.35.
GuruFocus considers Senco Gold to be Modestly Undervalued.
Key valuation signals for BOM:543936:
Days Payable: 39.95 (198% above median its 10-year median of 13.39)
GF Value™: ₹499.35 vs. price of ₹385.85 (22.7% below fair value)
Industry Position: 22.1% below the Retail - Cyclical median (#882 of 1103)
No single metric tells the full story. See the BOM:543936 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senco Gold Ltd is a pan-India jewellery retail company with a history of more than five decades, and has a fourth-generation entrepreneur in the jewellery industry as its Promoter. The company principally sell gold and diamond jewellery and also sells jewellery made of silver, platinum, precious and semi-precious stones and other metals. Its other offerings also include costume jewellery, gold and silver coins and utensils made of silver. Its products are sold under the Senco Gold & Diamonds tradename, through multiple channels, including its 75 Company Operated Showrooms and 61 Franchisee Showrooms and various online platforms, including its website. Geographically, the company generates the majority of its revenue from India.
95GF Score
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